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Vivian Tu

Vivian Tu, aka Your Rich BFF, is getting up close and personal, about the good, bad, and ugly on how money impacts all of our lives. Instead of your traditional boring business podcast, Networth and Chill covers financial topics as they relate to YOUR ACTUAL LIFE, all while feeling like a conversation with your best friend. Each episode breaks down a complicated economic or business concept into easy to understand terms, while tapping experts, professionals, and some of your favorite famous faces to give actionable tips & advice on how to make the most of your money. Grab a drink and get ready to Networth and Chill. Part of the Vox Media Podcast Network.

Networth and Chill with Your Rich BFF

Vivian is diving deep into the art of Black Friday shopping without the chaos. She breaks down what deals are actually worth it (spoiler: that "70% off" TV might cost you more in the long run), how retailers use psychological tricks to make you spend more, and why that doorbuster deal always seems to be sold out. Vivian dives into the controversial world of retail tactics, from fake discounts and manufactured urgency to the math behind "buy now, pay later" schemes, explaining why stores lose money on some items just to get you in the door and how they make it all back. Plus, she answers your burning questions about when to actually shop (hint: it might not be Friday), how to spot genuinely good deals versus marketing gimmicks, and whether Black Friday is actually the savings goldmine everyone makes it out to be.

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Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
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Black Friday or Black Hole? Where Your Money Really Goes

Vivian sat down with Sophia Bush live at Tech Futures to dive deep into the money side of Hollywood stardom. Sophia breaks down what actors actually make from iconic TV shows (spoiler: those One Tree Hill paychecks weren't what you think), how residuals really work in the streaming era, and why that show you've binged 47 times barely pays the actors anymore. Sophia gets real about navigating Hollywood's pay gap, from her early days saying yes to everything to learning how to negotiate like a boss in an industry that doesn't want women asking for more. Plus, she reveals how she's built serious wealth beyond acting through podcasting, directing, producing, and becoming a GP at a VC fund, explaining why diversifying her income was the smartest financial move she ever made. She answers the big questions about balancing activism with getting paid, preparing for Hollywood's feast-or-famine cycles, what retirement looks like when you're an actor, and how coming out changed the way she thinks about money and relationships.

Keep up with Sophia on Instagram and find her Work in Progress podcast HERE!

Follow the podcast on Instagram and TikTok!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

Sophia Bush on Pay Gaps, Podcasting Money, and Getting Rich While Staying True to Herself

Vivian is diving deep into the world of private equity. She breaks down what private equity actually is (spoiler: it's way more than just rich people buying companies), how these firms make billions through the "buy-improve-sell" model, and why that protein bar you love suddenly tastes terrible. Vivian dives into the controversial world of PE "optimizations," from cost-cutting and layoffs to price gouging and healthcare takeovers, explaining why your local gym got more expensive and your favorite menu items disappeared. Plus, she answers your burning questions about investing in PE as a regular person, what to do if your employer gets bought out, and whether private equity is actually the villain everyone makes it out to be.

Follow the podcast on Instagram and TikTok!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

What is Private Equity ACTUALLY & How Does it Affect YOU?

Marina Larroudé joins Vivian to spill the tea on building wealth in the fashion industry and beyond in this refreshingly honest conversation about money, style, and success. Marina opens up about her journey from fashion insider to entrepreneur, sharing the financial lessons she learned while working with luxury brands and launching her own namesake shoe company. Marina and Vivian dive into the psychology of luxury spending, the business of fashion, and why financial confidence is the ultimate accessory. Plus, Marina shares her practical tips for making strategic shoe purchases that actually hold value and the money mindsets that helped her transition from employee to founder.

Check out Larroude Shoes at https://larroude.com/ and on ⁠Instagram⁠ , and find Marina on ⁠Instagram!⁠

Follow the podcast on Instagram and TikTok!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

Marina Larroudé on Disrupting Luxury Footwear (Without Going Broke)

Vivian sits down with authors and career experts Laura Brown and Kristina O'Neill to explore what really happens when you get fired and why it might be the best thing that ever happened to you. Drawing from their book "All The Cool Girls Get Fired" and interviews with powerhouses like Oprah, Katie Couric, and Jamie Lee Curtis, Laura and Kristina break down how to navigate today's brutal job market with resilience and strategy. Whether you're facing a layoff, stuck in a months-long job search, or wondering if it's time to leave a toxic situation without a backup plan, they share the real tactics that work when everything feels uncertain.

This conversation goes beyond traditional career advice to help you untangle your self-worth from your job title, turn unemployment into opportunity, and position yourself for roles that actually pay what you're worth. If you've ever felt defeated by rejection or wondered how to bounce back stronger from a career setback, this episode is your roadmap.

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Learn more about your ad choices. Visit podcastchoices.com/adchoices

So You Got Fired Job - Now What? How to Find Your Next Job!

Live from NYC, it’s Networth & Chill! Vivian sits down with Jennifer Hyman, co-founder and CEO of Rent the Runway, to explore her groundbreaking journey revolutionizing the fashion industry and redefining how women access luxury. From Harvard Business School idea to billion-dollar disruptor, Jennifer shares the bold decisions, calculated risks, and resilient mindset that built her empire.

Whether you're contemplating launching your own venture, or wondering how to turn an unconventional idea into serious wealth, Jennifer breaks down the real talk on scaling a business, and navigating setbacks that could make or break your financial future. If you've ever dreamed of building something from scratch or wondered what it really takes to go from startup founder to CEO of a company valued in the hundreds of millions, this episode is your insider playbook.

Check out Rent the Runway

Follow the podcast on Instagram and TikTok!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

From Idea to Empire: Jennifer Hyman on Building Rent the Runway

Andddd we’re back! Vivian sits down with bestselling author, professor and expert Suzy Welch to explore her career journey and game-changing Values Bridge tool, a framework that helps you make tough career and financial decisions with clarity and confidence.

Whether you're wondering if it's time to ask for a raise, switch jobs, or take a risk on a new opportunity, Suzy breaks down how to use your core values as a compass for navigating the choices that directly impact your path to six figures. This conversation goes beyond traditional career advice to help you align your professional moves with what truly matters to you, so you can build wealth without sacrificing what makes you, you.

If you've ever felt paralyzed by a big decision or wondered whether you're making the "right" money move, this episode is your roadmap.

Follow the podcast on Instagram and TikTok!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

Making Million-Dollar Decisions: Suzy Welch's Tools for Success

The last episode of season 2 is here! Don't worry, we won't be gone for long 😉 

Vivian breaks down the mental and practical roadblocks keeping you stuck before six figures in this no-BS episode about cracking the $100K code. She dives into why hitting your first $100K isn't just about budgeting harder or side hustling more. From the psychological barriers that keep high earners living paycheck to paycheck to the compound effect that kicks in once you hit that six-figure milestone, this episode tackles the uncomfortable truths about wealth building that no one talks about. Plus, Vivian is answering questions sent in by the besties to help them (and you!) reach this financial milestone. 

Thanks to our sponsor, Lufthansa! 

Follow the podcast on Instagram and TikTok!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

Why getting to $100k is SO HARD and How to do it

Vivian sits down with trailblazing model and entrepreneur Iskra Lawrence for a raw conversation about turning rejection into financial rebellion. They dive into Iskra's journey from facing industry rejection at 13 for not being the "ideal size" to becoming one of the first mid-size models to break barriers in fashion. Iskra opens up about the financial reality of losing her major Aerie contract while six months postpartum, and how that devastating moment became the catalyst for launching Saltair, her cult-favorite bodycare brand. From self-funding her startup to navigating the complex world of influencer partnerships, she reveals why she's turned down lucrative deals that didn't align with her values and how authenticity became her most profitable asset. The conversation tackles the intersection of body image and bank accounts, exploring how insecurity impacts earning potential and why representation matters for building generational wealth.

Thanks to Lufthansa for sponsoring this episode! 

Follow the podcast on Instagram and TikTok!Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

Iskra Lawrence: From Size Discrimination to Building a Multi-Million Dollar Body Care Brand

Vivian returns with another explosive round of "Am I The Financial A-hole?" diving into listener submissions that range from relationship betrayals to family money drama. She dissects the messy intersection of love and money through stories of cheating fiancés and house profits, manipulative exes who rack up debt, and the complex dynamics of supporting aging parents while building your own wealth. From navigating split checks as a pregnant woman to confronting relatives who freeload off elderly grandparents, this episode explores the fine line between financial boundaries and family loyalty. Vivian unpacks why money silence breeds relationship resentment, revealing how avoiding financial conversations with partners, friends, and family creates the perfect storm for explosive conflicts. She delivers hard truths about recognizing financial manipulation, setting healthy money boundaries, and why your financial curiosity isn't shallow, it's essential for building relationships based on shared values and mutual respect rather than hidden agendas and unspoken expectations.

Follow the podcast on Instagram and TikTok!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

Am I The Financial A**hole? Cheating Fiancé Demands Half My House Profit

On this week's episode of Networth and Chill, I'm chatting with content creator Daniel Mac about the ways people show off their wealth. Some drive fancy sports cars, others wear expensive watches, and some people are out carrying designer bags that are worth the price of a small home. But it does make you wonder - what do all of these people do for a living? Daniel has made a huge name for himself asking people this exact question, and today we are taking a look at some of the most frequent answers. Plus, Daniel talks about his own journey to success, how he got started, and what he has learned about the world of luxury cars and other items. 

 Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410.

 Special thanks to our sponsors:
Olive and June: Use my link to get 20% off your first Mani System.
Athletic Greens: Use my link and her a free 1 year supply of Vitamin D3K2 and 5 free travel packs with your first purchase.
Babbel: Use my link to get 55% off your subscription. 
Learn more about your ad choices. Visit podcastchoices.com/adchoices

Supercars & "How Much Do You Make" to Drive One! with Daniel Mac

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