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Jen Smith & Jill Sirianni | Backyard Ventures

Controlling your spending is hard to do. On every episode of Frugal Friends, we'll try to help you gain a little more control on one aspect of the countless directions your money is being pulled toward through frugality and a few laughs. If you're trying to save money, spend less, adopt minimalism, pay off debt or reach financial independence, we think you'll like the show.

Frugal Friends Podcast

When we talk about debt payoff, a win is a win. Because anything that gets us to pay them off is good. It is just a matter of how we use these strategies as fast and healthy as we can. Today, we’re breaking down which one fits your money personality, and show how to customize either using values-based spending so you don’t burn out before you’re debt-free.

🎙️ Get full show notes here!

https://bit.ly/ffpdebtstrategy 

📘 Order the book here

https://bit.ly/BWYL-podcast

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us

https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community

http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube

https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!

https://www.instagram.com/frugalfriendspodcast/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Best Debt Payoff Strategy: Debt Avalanche vs Debt Snowball

In your 20s or 30s, you will encounter MLMs that promise communities, easy cash, and empowerment. It is important that you DO NOT fall for it so easily. Today we’re pulling back the curtain on what you need to know about the worst MLMs of 2025, some of which you may not have known were multi-level marketing.

🎙️ Get full show notes here!

https://bit.ly/ffpmlms 

📘 Order the book here

https://bit.ly/BWYL-podcast

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us

https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community

http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube

https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!

https://www.instagram.com/frugalfriendspodcast/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Worst MLMs of 2025 Exposed! (they're not the ones you think!)

It’s beginning to look a lot like Christmas everywhere we go. But when the ‘spirit of giving’ looks more like a corporate marketing campaign, it’s time to talk. Today, Jen and Jill reacts to the most over-the-top holiday hauls on social media, breaking down why they’re so addicting, and showing you how to deinfluence your own holiday spending before it snowballs.

🎙️ Get full show notes here!

https://bit.ly/ffpchristmasoverload 

📘 Order the book here

https://bit.ly/BWYL-podcast

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us

https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community

http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube

https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!

https://www.instagram.com/frugalfriendspodcast/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Christmas Overconsumption AT ITS WORST | Deinfluencing Holidays

Social media made you buy that thing. And yes, it was on purpose. Today’s episode breaks down exactly how marketing psychology manipulates you and how companies use emotion, identity, and guilt to encourage you to buy things you don’t need with money you don’t have. 

🎙️ Get full show notes here!

https://bit.ly/ffpmarketingmanipulation

📘 Order the book here

https://bit.ly/BWYL-podcast

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us

https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community

http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube

https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!

https://www.instagram.com/frugalfriendspodcast/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

How Marketing Manipulates You to Spend Money You Don't Have

NOT EVERYTHING IS ON SALE THIS BLACK FRIDAY. It's dopamine. Sales are through the roof but what we don’t see are the recycled discounts, fake price drops, and psychological traps designed to make you spend more. And we’re talking all about it on today’s episode.

🎙️ Get full show notes here!

https://bit.ly/ffpblackfriday

📘 Order the book here

https://bit.ly/BWYL-podcast

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us

https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community

http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube

https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!

https://www.instagram.com/frugalfriendspodcast/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Black Friday 2025 is OFFICIALLY A SCAM (Can you call these deals?)

If you’ve ever wondered whether hiring a financial advisor is actually worth it or just another money trap, this episode’s for you. We’re breaking down exactly what financial planners do, how to know if you need one, and how to find someone who actually works for you, even on a frugal budget.

🎙️ Get full show notes here!

https://bit.ly/ffpfinacialadvisor

📘 Order the book here

https://bit.ly/BWYL-podcast

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us

https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community

http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube

https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!

https://www.instagram.com/frugalfriendspodcast/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Financial Planners Explained: Do you Need a Financial Adviser?

Confession time is either a cry for help or a gentle reminder to get it together. In this episode, we’re diving into some wild Reddit money confessions about how people got into debt and we’re going to give some insight on what we'd do if we were in their situation.

🎙️ Get full show notes here!

https://bit.ly/ffpmoneyredditstories 

📘 Order the book here

https://bit.ly/BWYL-podcast

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us

https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community

http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube

https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!

https://www.instagram.com/frugalfriendspodcast/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

$96K in Debt w/ a $900 Car Payment!?!? | Reading Money Reddit Stories

Let’s be honest, the internet is full of “frugal living tips” that sound great until you try them and realize they either save you thirty-seven cents or feel like a part-time job. These are not those tips. They may be the unsexy ones but they are the ones that actually helped us pay off over $100,000 of debt. 

🎙️ Get full show notes here!

https://bit.ly/ffpunsexytips 

📘 Order the book here

https://bit.ly/BWYL-podcast

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us

https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community

http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube

https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!

https://www.instagram.com/frugalfriendspodcast/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

40 Unsexy Frugal Living Tips That Actually Work

How far would you go to trust, believe, and help a stranger online? Today we’re breaking down how social media has turned struggle into a brand, how these trends exploit both empathy and algorithms, and how it may be affecting you without you ever giving a dime.

🎙️ Get full show notes here!

https://bit.ly/ffpbegtok 

📘 Order the book here

https://bit.ly/BWYL-podcast

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us

https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community

http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube

https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!

https://www.instagram.com/frugalfriendspodcast/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

People on TikTok BEGGING for Money is Unhinged (Sad Fishing for Money)

If the cycle keeps repeating with meal plans, making the list, overspending, the secret isn’t in the store. It's in what happens before you shop. Today we’ll break down this one simple fix, why almost everyone skips it, and how it can instantly change the way you grocery shop without cutting out your favorite foods or clipping a single coupon.

🎙️ Get full show notes here!

https://bit.ly/ffpreversemealplan 

📘 Order the book here

https://bit.ly/BWYL-podcast

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us

https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community

http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube

https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!

https://www.instagram.com/frugalfriendspodcast/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

80% of People Don’t Do This When Grocery Shopping (and it's an easy fix!)

Getting ready for Open Enrollment this year? We hear and understand you. Switching or having additional healthcare plans takes thorough decision-making. In this episode, we wanted to create an easier pathway toward understanding how to save money on health insurance. Your Frugal Friends, together with Eileen Dougherty, piece together the whats and hows of saving money during Open Enrollment.
 
🎙️ Get full show notes here! 
https://bit.ly/3yR80L0

 
📑 Get our FREE Modern Frugal Living eBook here! 
https://www.frugalfriendspodcast.com/ebook
 
📣 Submit your bill of the week and get a shoutout from us 
https://www.frugalfriendspodcast.com/bill-of-the-week/
 
💸 Check out our monthly challenge community 
http://www.frugalfriendspodcast.com/club
 
👉🏼 Subscribe for more on YouTube 
https://www.youtube.com/frugalfriends
 
💃🏼 Hang out with us on Instagram! 
https://www.instagram.com/frugalfriendspodcast/

See omnystudio.com/listener for privacy information.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

How To Save Money On Health Insurance | Open Enrollment Explained With Eileen Dougherty

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