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Xavier Miller

"Millionaire Mindsets," hosted by Xavier Miller, is a dynamic podcast dedicated to promoting financial literacy and personal growth. Through engaging discussions, Xavier explores a range of topics including entrepreneurship, investing, saving, and self-improvement. Each episode features insights from experts and inspiring stories, empowering listeners to enhance their financial knowledge and cultivate a mindset geared toward success. Whether you're just starting out or looking to elevate your journey, this podcast offers valuable tips and strategies to help you thrive.

For all inquires contact us at info@millionairemindsetspod.com

Millionaire Mindsets

During this episode we described the 10 characteristics of wealthy people & how important it is to adopt these intangibles if you desire wealth.

﻿This Week's Sponsors:

Looking for the perfect gift that never goes out of style? Well that's MasterClass! Whether it’s learning to cook with Gordon Ramsay, getting investment tips from Ray Dalio, or building a business with Mark Cuban, MasterClass offers exclusive lessons from over 200 of the world’s best. You can give your loved ones the gift of unlimited learning, available anytime, anywhere. Click here to find out how you can get up to 50% off right now! www.masterclass.com/millionairemindset

Indulge in the rich, handcrafted experience of Cigora Cigars, where each cigar is meticulously crafted to deliver unparalleled flavor and quality. Elevate your moments of relaxation with a smoke that embodies sophistication and tradition. Use code: Mindset15 https://www.cigora.com

Transform your business dreams into reality with Shopify, the all-in-one platform that makes it easy to set up and manage your online store. With powerful tools and customizable templates, you can create a stunning shopping experience that drives sales and growth. www.shopify.com/mindsets

Unlock your path to independence with the "Military Roadmap to Freedom" ebook, designed to empower veterans and active service members with essential strategies for success. Discover actionable insights and resources that will guide you towards a fulfilling civilian life and financial freedom. https://mindsetmillionaire75.gumroad.com/l/qbhvs

Support this podcast at — https://redcircle.com/millionaire-mindsets908/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

10 Character Traits of the Wealthy

In this packed episode, we tackle some of the most pressing financial questions and dilemmas. First, we explore how to successfully sue debt collectors and win in court—offering tips and strategies that could help you fight back. Then, we dive into the controversial world of credit repair companies, asking the tough question: Are they a scam or a legitimate solution? We also discuss the rise of Buy Now, Pay Later services—are they truly a financial convenience or a risky trap? In addition, we’ll cover essential cybersecurity tips for protecting yourself from online threats in today’s digital age. Is spending $30-40K on a wedding ring now the norm, or is that an unhealthy standard to uphold? Finally, we examine the state of the black community and the problems we face and what must be done to overcome them. Tune in for conversation on these vital financial topics!

Today's Sponsors:

Looking for the perfect gift that never goes out of style? Well that's MasterClass! Whether it’s learning to cook with Gordon Ramsay, getting investment tips from Ray Dalio, or building a business with Mark Cuban, MasterClass offers exclusive lessons from over 200 of the world’s best. You can give your loved ones the gift of unlimited learning, available anytime, anywhere. Click here to find out how you can get up to 50% off right now! www.masterclass.com/millionairemindset

Indulge in the rich, handcrafted experience of Cigora Cigars, where each cigar is meticulously crafted to deliver unparalleled flavor and quality. Elevate your moments of relaxation with a smoke that embodies sophistication and tradition. Use code: Mindset15 https://www.cigora.com

Transform your business dreams into reality with Shopify, the all-in-one platform that makes it easy to set up and manage your online store. With powerful tools and customizable templates, you can create a stunning shopping experience that drives sales and growth. www.shopify.com/mindsets

Unlock your path to independence with the "Military Roadmap to Freedom" ebook, designed to empower veterans and active service members with essential strategies for success. Discover actionable insights and resources that will guide you towards a fulfilling civilian life and financial freedom. https://mindsetmillionaire75.gumroad.com/l/qbhvs

Support this podcast at — https://redcircle.com/millionaire-mindsets908/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Winning Against Debt Collectors, Tough but Necessary Convos Tackling Community Issues

In today’s fast-paced world, making the right business connections is more crucial than ever—but how do you know when to trust someone or when to walk away? In this episode, we dive deep into the art of discernment, exploring why it's an essential skill for navigating business relationships in 2025. We share personal stories of losing six figures in a bad business deal and the red flags we missed along the way. 

Click here to find out how you can get up to 50% off right now! www.masterclass.com/millionairemindset

Indulge in the rich, handcrafted experience of Cigora Cigars, where each cigar is meticulously crafted to deliver unparalleled flavor and quality. Elevate your moments of relaxation with a smoke that embodies sophistication and tradition. Use code: Mindset15 https://www.cigora.com

Transform your business dreams into reality with Shopify, the all-in-one platform that makes it easy to set up and manage your online store. With powerful tools and customizable templates, you can create a stunning shopping experience that drives sales and growth. www.shopify.com/mindsets

Unlock your path to independence with the "Military Roadmap to Freedom" ebook, designed to empower veterans and active service members with essential strategies for success. Discover actionable insights and resources that will guide you towards a fulfilling civilian life and financial freedom. https://mindsetmillionaire75.gumroad.com/l/qbhvs

Our Sponsors:

* Check out Cigars International and use my code MINDSETS for a great deal: www.cigarsinternational.com

Support this podcast at — https://redcircle.com/millionaire-mindsets908/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Our Sponsors:

* Check out Cigars International and use my code MINDSETS for a great deal: www.cigarsinternational.com

Support this podcast at — https://redcircle.com/millionaire-mindsets908/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Support this podcast at — https://redcircle.com/millionaire-mindsets908/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

How I Took A 6 Figure Loss & How to Spot Red Flags in Business & Avoid Costly Mistakes

On this episode we have @PurposebuilderDFW. We discussed In this episode navigating the highs and lows of the real estate industry, we explore how faith and values play a crucial role in staying grounded amidst a competitive, cutthroat field. Hear about the challenges he’s faced, the turning points that propelled him forward, and how he balances family, faith, and business while staying true to his core principles. This episode is a deep dive into perseverance, faith, and the mindset required to succeed in the long game of real estate development.

Follow the show on Instagram @millionaire.mindsetspod and your host @OfficialXaviermiller

This week's sponsors:

Shopify: Unlock your e-commerce potential with Shopify, the platform trusted by entrepreneurs worldwide to build, manage, and scale their online stores. Shopify's user-friendly tools and customizable features make it easier than ever to turn your business dreams into reality. Start today and take your brand to the next level! Sign up for a one-dollar-per-month trial period at https://shopify.com/mindsets 

Kinsta: Elevate your website's performance with Kinsta, the premium managed WordPress hosting platform trusted by top brands. Featured on the Millionaire Mindsets podcast, Kinsta offers blazing-fast speeds, unmatched security, and expert support to help you scale effortlessly. Switch to Kinsta today and experience hosting that works as hard as you do! https://kinsta.com 

Coinflip: Experience seamless and secure crypto trading with CoinFlip, the trusted platform for buying, selling, and converting digital currencies. As highlighted on the Millionaire Mindsets podcast, CoinFlip offers 24/7 access to the crypto market with low fees and unbeatable customer support. Start trading today and take control of your financial future! https://www.coinflip.tech 

Support this podcast at — https://redcircle.com/millionaire-mindsets908/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Faith & Fortune: How This Luxury Real Estate Developer Became a Multimillionaire

In this episode of Millionaire Mindsets, we sit down with @Sted.Waiters, an entrepreneur who built a successful business funding company helping others secure the capital they need to grow. We dive into the keys to getting approved for business funding, the power of financial discipline, and the habits that helped him become a millionaire in his 20s. We also explore a thought-provoking question: would you rather have $25 million in credit or $10 million in cash? Plus, we discuss why leaving your hometown might be the best move for your success. This one is packed with gems—tap in!

https://fund2success.com/

This week's sponsors:

Shopify: Unlock your e-commerce potential with Shopify, the platform trusted by entrepreneurs worldwide to build, manage, and scale their online stores. Shopify's user-friendly tools and customizable features make it easier than ever to turn your business dreams into reality. Start today and take your brand to the next level! 

Sign up for a one-dollar-per-month trial period at https://shopify.com/mindsets 

Check out Northwest Registered Agent and use my code MILLIONAIRE for a great deal: https://northwestregisteredagent.com

Support this podcast at — https://redcircle.com/millionaire-mindsets908/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Mastering Money: Habits That Make (or Break) Millionaires

In this episode, we dive into the high-stakes world where private equity meets personal planning, and where the smartest move might not be the boldest one. From the intricacies of syndication deals to why the ultra-wealthy are often more daring than diligent, we explore the financial chess game behind the scenes. We also unpack the often-taboo topic of prenups, how to start the conversation with your partner before the money complicates the love, and why estate planning isn’t just for the 1%.

This week's sponsors:

Shopify: Unlock your e-commerce potential with Shopify, the platform trusted by entrepreneurs worldwide to build, manage, and scale their online stores. Shopify's user-friendly tools and customizable features make it easier than ever to turn your business dreams into reality. Start today and take your brand to the next level! 

Sign up for a one-dollar-per-month trial period at https://shopify.com/mindsets 

Check out Northwest Registered Agent and use my code MILLIONAIRE for a great deal: https://northwestregisteredagent.com

Support this podcast at — https://redcircle.com/millionaire-mindsets908/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Risky Rich: When Bold Moves Replace Smart Ones

This is the first episode of my new series, Money, Mistakes & Secrets, where I share real stories about wealth, betrayal, and the high price of bad decisions.

In this episode, we follow a successful entrepreneur who built a multi-million dollar portfolio and believed love didn’t need legal protection. No prenup. No backup plan.

But when betrayal came wrapped in silence and court papers, it nearly cost him everything.

This story isn't just about relationships, it's about risk management, legacy protection, and the financial devastation that can follow emotional decisions.

📩 Got a story of your own involving money, betrayal, business gone wrong, or lessons learned the hard way?

Send it (anonymously if needed) to: MoneyMistakesSecrets@gmail.com

🎧 Real stories. Real lessons.

Because every fortune has a cost.

Support this podcast at — https://redcircle.com/millionaire-mindsets908/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Prenup Regrets: When Love Cost Everything

At 25, Darius built a thriving home decor brand through dropshipping, pulling in over $40K/month from his laptop. But in the middle of burnout, he trusted an older “mentor” who offered to help him scale. What started as a partnership turned into betrayal. One contract. One signature. And he lost everything, his brand, his revenue, even his slogan.

In this episode, Xavier exposes how paperwork, pressure, and misplaced trust can destroy a business.

We unpack the red flags, the lessons, and the painful truth: being the creator doesn’t mean you’re the owner.

If you’ve ever felt overwhelmed in business… this is your warning, and your blueprint to move smarter.

📩 Got a story of your own involving money, betrayal, business gone wrong, or lessons learned the hard way?

Send it (anonymously if needed) to: MoneyMistakesSecrets@gmail.com

🎧 Real stories. Real lessons.

Because every fortune has a cost.

Support this podcast at — https://redcircle.com/millionaire-mindsets908/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

The Mentor Who Robbed Me: The $40K/Month Brand I Lost Overnight

In this explosive conversation, James Hill, founder of Black Millionaires, breaks down the real rules of the game that most people are too scared to say out loud.

From the cold truth that you’re not handsome after 30, you’re either broke or rich, to why hard work alone won’t save you, James delivers raw, unfiltered insight on manhood, power, and money in 2025.

We get into:

- Why Black media is “cooked” and controlled

- The myth of hustle culture and what really builds wealth

- How young Black talent is ignored until it’s damaged

- The blueprint for monetizing a media company

- What it means to maintain masculinity while navigating modern business and brand culture

- Why helping the wrong people can cost you your future

This isn’t motivation, it’s a masterclass. If you're a builder, a thinker, or a man trying to elevate in silence... this one’s for you.

🎥Youtube: https://www.youtube.com/watch?v=NNciG-DR7WM

Support this podcast at — https://redcircle.com/millionaire-mindsets908/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Masculinity, Money & Manhood in the Modern World

In this episode Xavier sits down with LaVonne Idlette, Olympic Hurdler, Attorney and Entrepreneur to discuss a hard topic—what do Black people actually own?

We go beyond surface-level discussions and dive into the real numbers behind land ownership, business equity, and generational wealth in the Black community. This episode exposes the difference between perceived success and actual asset control, and what it will take to shift from consumer status to true ownership.

Whether you're an aspiring entrepreneur, investor, or just want the raw truth about legacy building, this conversation will challenge your mindset and inspire long-term strategy.

📺 Watch the full episode on YouTube:

 https://youtu.be/yZsZvNHYHHo

Support this podcast at — https://redcircle.com/millionaire-mindsets908/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

What Do Black People Own? The Harsh Truth From a $50 Million Family Office

On this episode we have special guest Terrance Clark. He’s a real estate investor, agent & car sales expert. During this episode we discussed what you should do before going to a dealership to purchase a car, why you shouldn’t buy on the first day, negotiation tips, what dealerships don’t want you to know, own vs lease, when is the best time to buy, how to become a good salesman, running a multigenerational real estate business & more. For more information follow him on Instagram @Legends.dad300k & Twitter @Legends_dad1

If you’re interested in learning how to get started in real estate, Parkhill Capital offers consultations and mentorship programs! You can also join our mastery group for $9.99/month! https://parkhillcapitalventures.com/learn-to-invest

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Support this podcast: https://podcasters.spotify.com/pod/show/millionairemindsets/support

Support this podcast at — https://redcircle.com/millionaire-mindsets908/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

EP109 - What Car Dealerships Don’t Want You To Know with Terrance Clark

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