Listen and read

Step into an infinite world of stories

  • Read and listen as much as you want
  • Over 950 000 titles
  • Exclusive titles + Storytel Originals
  • Easy to cancel anytime
Try now
image.devices-Singapore 2x
Cover for How to Manage Your Money When You Don’t Have Any

How to Manage Your Money When You Don’t Have Any

44 Ratings

4

Duration
4H 47min
Language
English
Format
Category

Economy & Business

Unlike many personal finance books, How to Manage Your Money When You Don't Have Any was specifically written for Americans who struggle to make it on a monthly basis. It provides a respectful, no-nonsense look at the difficult realities of our modern economy, along with an easy-to-follow path toward better financial stability that will give hope to even the most financially strapped households. Created by a financial expert who hasn't struck it rich, this guide offers a first-hand story of financial survival in the face of rough times. Rather than emphasizing wealth creation, How to Manage Your Money When You Don't Have Any teaches listeners to do the best they can with their income no matter its size. Content rich, personal, and jargon free, the book is opinionated, at times humorous, and full of current everyday references.

© 2016 Tantor Media (Audiobook): 9781515975670

Release date

Audiobook: 12 April 2016

Others also enjoyed ...

  1. You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want
    You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want Jesse Mecham
  2. The Spender's Guide to Debt-Free Living: How a Spending Fast Helped Me Get from Broke to Badass in Record Time
    The Spender's Guide to Debt-Free Living: How a Spending Fast Helped Me Get from Broke to Badass in Record Time Anna Newell Jones
  3. The 30-Day Money Cleanse: Take Control of Your Finances, Manage Your Spending, and De-Stress Your Money for Good
    The 30-Day Money Cleanse: Take Control of Your Finances, Manage Your Spending, and De-Stress Your Money for Good Ashley Feinstein Gerstley
  4. Clever Girl Finance: Ditch debt, save money and build real wealth
    Clever Girl Finance: Ditch debt, save money and build real wealth Bola Sokunbi
  5. The New Frugality: How to Consume Less, Save More, and Live Better
    The New Frugality: How to Consume Less, Save More, and Live Better Chris Farrell
  6. Money Is Everything: Personal Finance for the Brave New Economy
    Money Is Everything: Personal Finance for the Brave New Economy Amanda Reaume
  7. Your New Money Story: The Beliefs, Behaviors, and Brain Science to Rewire for Wealth
    Your New Money Story: The Beliefs, Behaviors, and Brain Science to Rewire for Wealth David Krueger
  8. Millennial Money Makeover: Escape Debt, Save for Your Future, and Live the Rich Life Now
    Millennial Money Makeover: Escape Debt, Save for Your Future, and Live the Rich Life Now Conor Richardson
  9. Know Yourself, Know Your Money: Discover WHY you handle money the way you do, and WHAT to do about it!
    Know Yourself, Know Your Money: Discover WHY you handle money the way you do, and WHAT to do about it! Rachel Cruze
  10. 50 Tips On Saving Money
    50 Tips On Saving Money Giovanni Rigters
  11. Start Now. Get Perfect Later.
    Start Now. Get Perfect Later. Rob Moore
  12. Gazelles, Baby Steps & 37 Other Things: Dave Ramsey Taught Me About Debt
    Gazelles, Baby Steps & 37 Other Things: Dave Ramsey Taught Me About Debt Jon Acuff
  13. The One-Page Financial Plan: A Simple Way to Be Smart About Your Money
    The One-Page Financial Plan: A Simple Way to Be Smart About Your Money Carl Richards
  14. Love Your Life Not Theirs: 7 Money Habits for Living the Life You Want
    Love Your Life Not Theirs: 7 Money Habits for Living the Life You Want Rachel Cruze
  15. The Top 1%: Habits, Attitudes & Strategies For Exceptional Success
    The Top 1%: Habits, Attitudes & Strategies For Exceptional Success Dan Strutzel
  16. Routine Machine
    Routine Machine John Lamerton
  17. Clever Girl Finance: Learn How Investing Works, Grow Your Money
    Clever Girl Finance: Learn How Investing Works, Grow Your Money Bola Sokunbi
  18. A Time Conscious Life: Inspirational Philosophy from Dr. Covey’s Life
    A Time Conscious Life: Inspirational Philosophy from Dr. Covey’s Life Stephen R. Covey
  19. The Goals Program
    The Goals Program Zig Ziglar
  20. Overcoming Underearning: A Five-Step Plan to a Richer Life
    Overcoming Underearning: A Five-Step Plan to a Richer Life Barbara Stanny
  21. Not Today: The 9 Habits of Extreme Productivity
    Not Today: The 9 Habits of Extreme Productivity Mike Schultz
  22. Side Hustle in Progress: A Practical Guide to Kickstarting Your Business
    Side Hustle in Progress: A Practical Guide to Kickstarting Your Business Elizabeth Ogabi
  23. Failing Forward: How to Make the Most of Your Mistakes
    Failing Forward: How to Make the Most of Your Mistakes John C. Maxwell
  24. Ten rules for life : the road to success
    Ten rules for life : the road to success Kjell Stenudd
  25. Attitude 101: What Every Leader Needs to Know
    Attitude 101: What Every Leader Needs to Know John C. Maxwell
  26. Money Hacks: 275+ Ways to Decrease Spending, Increase Savings, and Make Your Money Work for You!
    Money Hacks: 275+ Ways to Decrease Spending, Increase Savings, and Make Your Money Work for You! Lisa Rowan
  27. Winning with People: Discover the People Principles that Work for You Every Time
    Winning with People: Discover the People Principles that Work for You Every Time John C. Maxwell
  28. Fearless: The New Rules for Unlocking Creativity, Courage, and Success
    Fearless: The New Rules for Unlocking Creativity, Courage, and Success Rebecca Minkoff
  29. Put Your Dream to the Test: 10 Questions that Will Help You See It and Seize It
    Put Your Dream to the Test: 10 Questions that Will Help You See It and Seize It John C. Maxwell
  30. Worth It: Your Life, Your Money, Your Terms
    Worth It: Your Life, Your Money, Your Terms Amanda Steinberg
  31. Fail Fast, Fail Often: How Losing Can Help You Win
    Fail Fast, Fail Often: How Losing Can Help You Win Ryan Babineaux
  32. Jump: Dare to Do What Scares You in Business and Life
    Jump: Dare to Do What Scares You in Business and Life Kim Perell
  33. Your Road Map for Success: You Can Get There from Here
    Your Road Map for Success: You Can Get There from Here John C. Maxwell
  34. Get Sh*t Done: The Ultimate Guide to Productivity, Procrastination, & Profitability
    Get Sh*t Done: The Ultimate Guide to Productivity, Procrastination, & Profitability Jeffrey Gitomer
  35. The Winning Attitude: Your Key to Personal Success
    The Winning Attitude: Your Key to Personal Success John C. Maxwell
  36. Talent Is Never Enough: Discover the Choices That Will Take You Beyond Your Talent
    Talent Is Never Enough: Discover the Choices That Will Take You Beyond Your Talent John C. Maxwell
  37. The Difference Maker: Making Your Attitude Your Greatest Asset
    The Difference Maker: Making Your Attitude Your Greatest Asset John C. Maxwell
  38. How to Get Ahead in the Wold Today
    How to Get Ahead in the Wold Today Dale Carnegie & Associates
  39. Attention Management: How to Create Success and Gain Productivity
    Attention Management: How to Create Success and Gain Productivity Maura Nevel Thomas
  40. Develop: 7 Practical Tools to Take Charge of Your Career
    Develop: 7 Practical Tools to Take Charge of Your Career Ted Fleming
  41. Smart Money Smart Kids: Raising the Next Generation to Win with Money
    Smart Money Smart Kids: Raising the Next Generation to Win with Money Dave Ramsey
  42. 50 Lessons I Learned From the World's #1 Goal Achiever
    50 Lessons I Learned From the World's #1 Goal Achiever Vic Johnson
  43. The New Psychology of Winning: Top Qualities of a 21st Century Winner
    The New Psychology of Winning: Top Qualities of a 21st Century Winner Denis Waitley
  44. Retire Before Mom and Dad: The Simple Numbers Behind a Lifetime of Financial Freedom
    Retire Before Mom and Dad: The Simple Numbers Behind a Lifetime of Financial Freedom Rob Berger
  45. Loaded: Money, Psychology, and How to Get Ahead without Leaving Your Values Behind
    Loaded: Money, Psychology, and How to Get Ahead without Leaving Your Values Behind Sarah Newcomb
  46. Be Fearless: 5 Principles for a Life of Breakthroughs and Purpose
    Be Fearless: 5 Principles for a Life of Breakthroughs and Purpose Jean Case
  47. Money: Know More, Make More, Give More: Learn how to make more money and transform your life
    Money: Know More, Make More, Give More: Learn how to make more money and transform your life Rob Moore
  48. Get Things Done: What Stops Smart People Achieving More and How You Can Change
    Get Things Done: What Stops Smart People Achieving More and How You Can Change Robert Kelsey
  49. Ask for More
    Ask for More Alexandra Carter
  50. An Effective Life: Inspirational Philosophy from Dr. Covey’s Life
    An Effective Life: Inspirational Philosophy from Dr. Covey’s Life Stephen R. Covey
  51. Building Winning Relationships
    Building Winning Relationships Zig Ziglar
  52. The 4% Fix: How One Hour Can Change Your Life
    The 4% Fix: How One Hour Can Change Your Life Karma Brown
  53. Make Your Idea Matter: Stand Out with a Better Story
    Make Your Idea Matter: Stand Out with a Better Story Bernadette Jiwa
  54. The Confidence Effect: Every Woman's Guide to the Attitude That Attracts Success
    The Confidence Effect: Every Woman's Guide to the Attitude That Attracts Success Grace Killelea
  55. Supercharged Goal Setting: A No-Nonsense Approach to Making Your Dreams a Reality
    Supercharged Goal Setting: A No-Nonsense Approach to Making Your Dreams a Reality Warren Greshes
  56. Find Your Balance Point: Clarify Your Priorities, Simplify Your Life, and Achieve More
    Find Your Balance Point: Clarify Your Priorities, Simplify Your Life, and Achieve More Brian Tracy
  57. Personal Branding For Dummies: 2nd Edition
    Personal Branding For Dummies: 2nd Edition Susan Chritton
  58. The 21 Indispensable Qualities of a Leader: Becoming the Person Others Will Want to Follow
    The 21 Indispensable Qualities of a Leader: Becoming the Person Others Will Want to Follow John C. Maxwell
  59. Become Your Own Boss in 12 Months, Revised and Expanded: A Month-by-Month Guide to a Business That Works Today!
    Become Your Own Boss in 12 Months, Revised and Expanded: A Month-by-Month Guide to a Business That Works Today! Melinda Emerson
  60. Time Smart: How to Reclaim Your Time & Live a Happier Life
    Time Smart: How to Reclaim Your Time & Live a Happier Life Ashley Whillans
  61. Work, Your Way: Reinvent Yourself, Create the Life You Want and Thrive as a Consultant
    Work, Your Way: Reinvent Yourself, Create the Life You Want and Thrive as a Consultant Lisa Hufford
  62. Everyone Wants to Work Here: Attract the Best Talent, Energize Your Team, and Be the Leader in Your Market
    Everyone Wants to Work Here: Attract the Best Talent, Energize Your Team, and Be the Leader in Your Market Maura Nevel Thomas
  63. Golden Rule Relationships
    Golden Rule Relationships Zig Ziglar
  64. 10 Leadership Virtues for Disruptive Times: Coaching Your Team Through Immense Change and Challenge
    10 Leadership Virtues for Disruptive Times: Coaching Your Team Through Immense Change and Challenge Tom Ziglar
  65. Master Successful Personal Habits: Success Legacy Library
    Master Successful Personal Habits: Success Legacy Library Zig Ziglar
  66. This Way Up!: Zig's Original Breakthrough Classic on Achievement
    This Way Up!: Zig's Original Breakthrough Classic on Achievement Zig Ziglar
  67. The Winning Attitude: Your Key to Personal Success
    The Winning Attitude: Your Key to Personal Success John C. Maxwell
  68. Success Habits For Dummies
    Success Habits For Dummies Dirk Zeller, CEO
  69. The Laws of Lifetime Growth: Always Make Your Future Bigger Than Your Past
    The Laws of Lifetime Growth: Always Make Your Future Bigger Than Your Past Dan Sullivan
  70. Purpose Mindset: How Microsoft Inspires Employees and Alumni to Change the World
    Purpose Mindset: How Microsoft Inspires Employees and Alumni to Change the World Akhtar Badshah
  71. Change Your World: How Anyone, Anywhere Can Make a Difference
    Change Your World: How Anyone, Anywhere Can Make a Difference John C. Maxwell
  72. Everyday Millionaires
    Everyday Millionaires Chris Hogan
  73. Everyone Communicates, Few Connect: What the Most Effective People Do Differently
    Everyone Communicates, Few Connect: What the Most Effective People Do Differently John C. Maxwell
  74. Developing the Leaders Around You: How to Help Others Reach Their Full Potential
    Developing the Leaders Around You: How to Help Others Reach Their Full Potential John C. Maxwell
  75. The Self-Aware Leader: Play to Your Strengths, Unleash Your Team
    The Self-Aware Leader: Play to Your Strengths, Unleash Your Team John C. Maxwell
  76. Singletasking: Get More Done – One Thing at a Time: Get More Done - One Thing at a Time
    Singletasking: Get More Done – One Thing at a Time: Get More Done - One Thing at a Time Devora Zack
  77. Rock Solid Confidence: Letting Go of Low Self-Esteem, Fear, and Anxiety to Achieve Your Dreams
    Rock Solid Confidence: Letting Go of Low Self-Esteem, Fear, and Anxiety to Achieve Your Dreams various authors
  78. Gut Health Hacks: 200 Ways to Balance Your Gut Microbiome and Improve Your Health!
    Gut Health Hacks: 200 Ways to Balance Your Gut Microbiome and Improve Your Health! Lindsay Boyers
  79. Success Is a Choice: Make the Choices That Make You Successful
    Success Is a Choice: Make the Choices That Make You Successful John C. Maxwell
  80. Four Seconds: All the Time You Need to Stop Counter-Productive Habits and Get the Results You Want
    Four Seconds: All the Time You Need to Stop Counter-Productive Habits and Get the Results You Want Peter Bregman
  81. Bet on Yourself: Recognize, Own, and Implement Breakthrough Opportunities
    Bet on Yourself: Recognize, Own, and Implement Breakthrough Opportunities Ann Hiatt
  82. Leadership Gold: Lessons I've Learned from a Lifetime of Leading
    Leadership Gold: Lessons I've Learned from a Lifetime of Leading John C. Maxwell

Features:

  • Over 950 000 titles

  • Kids Mode (child safe environment)

  • Download books for offline access

  • Cancel anytime

Most popular

Unlimited

For those who want to listen and read without limits.

S$12.98 /month
3 days for free
  • 1 account

  • Unlimited Access

  • Unlimited listening

  • Cancel anytime

Try now

Unlimited Bi-yearly

For those who want to listen and read without limits.

S$69 /6 months
14 days for free
Save 11%
  • 1 account

  • Unlimited Access

  • Unlimited listening

  • Cancel anytime

Try now

Unlimited Yearly

For those who want to listen and read without limits.

S$119 /year
14 days for free
Save 24%
  • 1 account

  • Unlimited Access

  • Unlimited listening

  • Cancel anytime

Try now

Family

For those who want to share stories with family and friends.

From S$14.90/month
  • 2-3 accounts

  • Unlimited Access

  • Unlimited listening

  • Cancel anytime

2 accounts

S$14.90 /month
Try now