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Relationships & Mental Health

Shari Rash

Personal Finance

Money Podcast for Women

Ever wake up at 3 a.m. in a full-blown panic, wondering if you’ll ever have “enough” money? Maybe you’re making more than ever, but somehow, the worry never goes away. You stress over every purchase, second-guess every money move, and still feel like you’re one wrong decision away from losing it all.
Here’s the truth: It’s not just about the dollars—it’s about what’s happening in your head.
Welcome to Everyone’s Talkin’ Money, the podcast that finally tells it like it is: your emotions, thoughts, and habits around money are what’s keeping you stuck— not just your paycheck. Hosted by Shari Rash, money experts who want to help you ditch shame, rewrite the rules, and help you feel powerful with your finances. Don't worry, this show isn’t another snooze-fest finance podcast. She's here to help you unf*ck your finances and finally build wealth in a way that actually feels good.
If you’re tired of finance bros yelling at you for buying a damn latte and sick of money advice that doesn’t fit your life, hit subscribe. It’s time to unravel your money mess, rewrite your story, and start building wealth—on your terms.

Everyone's Talkin' Money | Personal Finance Tips To Stress Less and Live More

Why is the word millionaire so powerful? It seems to be the only goal that most of us actively strive for, but the funny thing is we aren't sure what exactly happens when we reach that coveted million dollar mark. We're bringing back this best of episode to inspire you to embrace some of these habits for the new year.
There are so many habits you should cultivate but we're going to talk about my favorite 7 habits of future millionaires.
Being a millionaire isn't so much about the dollar amount in your bank as it is about positive habits that will shape your thinking as you strive towards your money goals.
On This Podcast Episode:
I'm dishing about the 7 habits of future millionaires and just why these little habits are so important to being successful. There are countless articles and books out there about the practical tips to becoming a millionaire - saving a certain percentage, getting good raises at work, having no debt, paying cash, etc.
While these tips are fantastic, they don't speak to the emotional side of what it takes to become an elusive millionaire. After all, you can make millions and spend it all and be broke, or you can make a decent living, have strong money habits in place, and retire a millionaire.
I don't know about you, but I choose the option #2.
Thanks for Tuning In:
Thanks for tuning in to listen to this episode of Millennial Money. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media.
Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!
Want More:
· Shannah on Twitter
· Shannah on Instagram
Disclosure:
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) and financial strategies may be appropriate for you, consult your financial adviser prior to investing. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

 
Learn more about your ad choices. Visit megaphone.fm/adchoices

Best Of - 7 Habits Of Future Millionaires

Are you letting fear hold you back from building the wealth you deserve? Fear is sneaky. It whispers lies like, "You'll never be good with money," or "It's too late to fix this." But here’s the hard truth: That fear? It’s costing you—big time. Millions, in fact.
In this episode, we’re uncovering the hidden ways financial fear sabotages your wealth and how to break free from its grip. I’m sharing five fearless money rules to help you take control, build confidence, and stop letting fear make your financial decisions. This is about rewriting your money story so you can finally step into the abundant life you’ve been dreaming of.
What You’ll Learn:

How fear silently dictates your financial habits (and how to take back control).

The 5 fearless money rules that will transform your relationship with money.

Why perfection isn’t the goal—progress is.

Simple, actionable steps to stop procrastinating and start building wealth on your terms.

LINKS
Grab a Money Coaching Spot. Save $200 with code GOALS by December 23, 2004. Pay off debt, work through the emotions of money, and create a Spending Plan that works.

SPONSORS
Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Your Fear Is Costing You Millions: Here’s How to Stop It

It’s no secret—Americans are set to spend a mind-blowing $1.3 trillion this holiday season. But here’s the real question: how much of that spending is driven by guilt, stress, or emotional habits you just can’t shake?
In this episode, I’m joined by Chad Willardson, a Certified Financial Fiduciary (CFF), the President and Founder of Pacific Capital and Platinum Elevated, a five-time bestselling author, and a financial pro who helps 8-9 figure entrepreneurs take control of their money. Together, we’re diving deep into the chaos of holiday spending and how you can finally break the cycle of overspending.
We’ll talk about why guilt spending feels so hard to stop, why experiences almost always beat material gifts, and how to protect your wallet while still enjoying the season. If you’ve ever felt like your finances are out of control during the holidays, this episode is your permission slip to flip the script and start fresh.
What You’ll Learn:

Why emotional spending takes over during the holidays—and how to stop it.

The dangers of guilt spending and its long-term impact on your finances.

How to prioritize meaningful experiences over mindless shopping.

Practical tips for planning your spending, even last-minute.

How to use past financial regrets to fuel smarter decisions this year.

LINKS
Chad's website and books
Chad on LinkedIn
Pacific Capital

CONNECT WITH SHANNAH
FREEBIE: Show Me the Money Workshop 
FREEBIE: She’s Got Wealth Workshop
Follow me on Instagram 
Courses + Workshops + Money Coaching Information

SPONSORS
Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Stockings Full, Wallets Empty?: Preventing A Holiday Money Hangover with Chad Willardson

The traditional investing world has long been dominated by outdated models and faceless corporations. Enter Eve Halimi and Anam Lakhani, two trailblazing 25-year-old Co-Founders of Alinea, an innovative investing platform reshaping the game. Alinea doesn’t just offer tools for investing—it’s a vibrant community aligning investments with personal values and impact-driven goals.
In this episode, Eve and Anam share their inspiring journey of creating Alinea, tackling industry giants like Robinhood, and redefining what it means to invest in today’s world. They break down why social sharing is the future of investing, how Alinea fosters meaningful connections among its members, and their mission to empower investors to make informed, values-aligned decisions.
Get ready to learn how to invest wisely in this new era and why these powerhouse women are a force to watch in the financial space. Whether you’re new to investing or looking for a fresh perspective, this conversation is packed with insights, inspiration, and actionable takeaways.
What You’ll Learn in This Episode:

How Alinea is disrupting the traditional investment landscape.

The role of community and social sharing in modern investing.

Why aligning investments with personal values can drive impact.

The challenges Eve and Anam faced as young female founders taking on industry giants.

Practical tips for investing smarter and more intentionally.

Connect with Alinea:

Explore Alinea

Follow Alinea on Instagram

Connect with Shannah
FREEBIE: Show Me the Money Workshop 
FREEBIE: She’s Got Wealth Workshop
Follow me on Instagram 
Courses + Workshops + Money Coaching Information

SPONSORS
Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Everything You Thought About Investing Is Wrong (and how to fix it)

Navigating money as a couple can be challenging, but what happens when there’s a big age gap? In this Ask Shannah episode, I’m diving into the unique financial considerations for couples with significant age differences. Whether it’s retirement planning, managing income disparities, or aligning long-term goals, I’m sharing real-life strategies from my own relationship and insights from couples I’ve coached. Tune in for practical tips on building a financial plan that works, no matter the age gap.
What You'll Learn:

How to align your financial goals when you’re at different life stages

Key conversations to have about retirement, investments, and income

Lessons from my personal experience and other couples I’ve helped

Why communication is everything when planning for your future together

CONNECT WITH SHANNAH
FREEBIE: Show Me the Money Workshop 
FREEBIE: She’s Got Wealth Workshop
Follow me on Instagram 
Courses + Workshops + Money Coaching Information

SPONSORS
Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Big Age Difference? Big Money Problems? Not If You Do This

What if the way you think about money isn’t really your fault?
In this episode, I sit down with Elizabeth Husserl, author of The Power of Enough, to unravel the concept of financial DNA—the inherited beliefs, patterns, and habits that shape your relationship with money. Together, we break down why the traditional “abundance vs. scarcity” mindset is outdated and how redefining wealth beyond material possessions can change everything.
Elizabeth introduces practical tools like the Wealth Mandala and Satiation Journal to help you go beyond the numbers and connect with wealth in a way that feels emotional, visceral, and empowering. We’ll also talk about the power of self-compassion, grieving old money stories, and why physical movement might be the missing link in your financial wellness journey.
LINKS
The Power of Enough book
Wealth Mandala download
CONNECT WITH SHANNAH
FREEBIE: Show Me the Money Workshop 
FREEBIE: She’s Got Wealth Workshop
Follow me on Instagram 
Courses + Workshops + Money Coaching Information
SPONSORS
Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Unlocking the Secrets of Your Financial DNA with Elizabeth Husserl

Your money struggles aren’t really about money—they’re about the fears you hide, the dopamine driving your spending, and the emotional baggage you didn’t ask for but carry anyway.
In this episode, I’m joined by Aja Evans, financial therapist and author of Feel-Good Finance, to unravel the messy connection between your emotions and money. Together, we’re calling out fake financial milestones, exposing the real reasons behind your money habits, and breaking free from the self-worth-bank-account trap.
If you’re tired of being stuck in the same financial rut, this episode will give you the tools to rewrite your story and take control.
What You’ll Learn:

Why dopamine might be running your Amazon cart (and how to stop it).

How generational money stories keep you stuck—and how to break free.

Why your self-worth has nothing to do with your net worth.

LINKS
Feel-Good Finance book
Aja's website
CONNECT WITH SHANNAH
Follow me on Instagram 
Courses + Workshops + Money Coaching Information
SPONSORS
Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Heal Your Money Mess and Finally Take Control with Aja Evans

Let me guess—your holiday spending got a little out of control again this year? You're not alone, friend. The holidays have a way of making us swipe, click, and overspend like there’s no tomorrow. Then January hits, and you’re left wondering what just happened to your bank account. Sound familiar?
Today, I’m hanging out with the Budget Besties, Shana and Vanessa, to unpack the emotional baggage behind holiday overspending and share the ultimate game plan to bounce back stronger than ever. We’re diving into:

The real reasons we overspend during the holidays (and how to stop the cycle).

How to create a Christmas savings plan that actually works (no Scrooge vibes here).

Tips to automate your finances so next year feels effortless.

The art of being 'bougie on a budget' and loving it.

This episode is your step-by-step guide to ditching holiday money regret and stepping into the new year with a fresh, fearless outlook on your finances. Let’s unravel the money mess and start building unapologetic wealth, one fearless move at a time.
LINKS
Simplified Budget System
Budget Bestie website

CONNECT WITH SHANNAH
Follow me on Instagram 
Courses + Workshops + Money Coaching Information

SPONSORS
Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Ditch Holiday Debt Fast & Kickstart Your 2025 Financial Goals With Budget Besties

What if the next five years could be the best of your life—including your bank account—but only if you stop winging it and actually make a plan?
Let’s face it: most of us spend more time planning a vacation than we do mapping out our future. But what if 2025 could be the year you crush your money goals and start creating a life you’re obsessed with? Today, I’m hanging with the amazing Catherine Collins, and we’re spilling the tea on why a five-year plan isn’t just some boring concept—it’s the ultimate tool to take control of your finances, your purpose, and your life.
In this episode, Catherine shares her game-changing method for creating a five-year plan that actually works. Even as a skeptic, I was blown away by how simple yet transformative her approach is. We’ll dive into:

Why most five-year plans fail and how to create one that sticks.

How to ditch limiting beliefs and stop self-sabotaging your success.

Mindset shifts that will have you crushing your money goals.

Step-by-step tips to build a roadmap for your dream life without the overwhelm.

This isn’t just a feel-good episode—it’s your opportunity to hit pause, map out your next five years, and start making decisions your future self will thank you for. I can’t think of a better way to round out the year and set the stage for 2025.
LINKS
Free Soul Purpose Workbook
5 Year You Coaching
CONNECT WITH SHANNAH
Follow me on Instagram 
Courses + Workshops + Money Coaching Information
SPONSORS
Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Make the Next 5 Years the Best of Your Life (and Bank Account) with Catherine Collins

What’s the one thing you really wish you could figure out about your money before the year ends? Maybe it’s why you always feel broke, how to stop panic spending, or even just mustering up the courage to log into your retirement account without breaking into a cold sweat.
we’re diving into something so juicy it might just change how you start 2025: 8 Questions to Finally Get Financial Clarity Before the New Year.
Here’s what we’ll cover:

The real questions you need to ask yourself about your money (no latte shaming here).

Why these questions are the key to uncovering where you stand and where you’re headed.

How to identify the sneaky money blocks holding you back.

This isn’t another boring lecture about budgets or cutting back on coffee. We’re cutting through the BS and asking the questions most people avoid—because that’s where the real magic happens. Let’s get you the financial clarity you’ve been craving!
CONNECT WITH SHANNAH
Follow me on Instagram 
Courses + Workshops + Money Coaching Information
SPONSORS
Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
Learn more about your ad choices. Visit megaphone.fm/adchoices

8 Questions to Get Financial Clarity by the New Year

Is feeling “broke” a mindset—or a money problem? In this eye-opening episode of Everyone’s Talkin’ Money, I’m joined by Tiffany Grant, AFC®, creator of Money Talk With Tiff and a nationally recognized voice in personal finance education. 

Tiffany gets honest about what it really takes to move from financial anxiety to clarity—and how to stop letting shame or unrealistic goals derail your progress.

We talk about the emotional baggage we bring to our finances, the myths about debt and income that need to die already, and how a little creativity—hello, gamification—can completely change your budgeting experience. 

Tiffany also opens up about her own debt journey, including what happened when she didn’t hit her goal of being debt-free by 30—and why she now sees that as a win.

If you’re tired of “six-figure salary” hype, comparison traps, or beating yourself up for not being perfect with money, this episode is the mindset reset you didn’t know you needed.

You'll walk away with:

 A new perspective on what being “broke” really means

 Tactical ways to document and take inventory of your finances

 How self-talk impacts your money habits and confidence

 Why gamifying your budget could be the trick to staying consistent

 The power of redefining financial goals when life throws curveballs

 The difference between using credit as a tool versus as income

 Permission to ditch the shame and take small, intentional steps forward

 How to personalize your path to financial freedom

 Tips for questioning financial advice that doesn’t fit your life

 A reminder that kindness to yourself is key on this journey

Resources + Connect with Tiffany:

Website: moneytalkwitht.com

Podcast: Money Talk With Tiff

Instagram: @moneytalkwitht

YouTube: Money Talk With Tiff

Twitter: @moneytalkwitht

TikTok: @moneytalkwitht

Facebook: Money Talk With Tiff

Pinterest: Money Talk With Tiff

Instagram @everyonestalkinmoney

Learn more about your ad choices. Visit megaphone.fm/adchoices

From Broke to Empowered: Mindset Shifts, Money Habits, and Using Credit Wisely with Tiffany Grant, AFC®

Lyssna när som helst, var som helst

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