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Vivian Tu

Vivian Tu, aka Your Rich BFF, is getting up close and personal, about the good, bad, and ugly on how money impacts all of our lives. Instead of your traditional boring business podcast, Networth and Chill covers financial topics as they relate to YOUR ACTUAL LIFE, all while feeling like a conversation with your best friend. Each episode breaks down a complicated economic or business concept into easy to understand terms, while tapping experts, professionals, and some of your favorite famous faces to give actionable tips & advice on how to make the most of your money. Grab a drink and get ready to Networth and Chill. Part of the Vox Media Podcast Network.

Networth and Chill with Your Rich BFF

The last episode of season 2 is here! Don't worry, we won't be gone for long 😉 

Vivian breaks down the mental and practical roadblocks keeping you stuck before six figures in this no-BS episode about cracking the $100K code. She dives into why hitting your first $100K isn't just about budgeting harder or side hustling more. From the psychological barriers that keep high earners living paycheck to paycheck to the compound effect that kicks in once you hit that six-figure milestone, this episode tackles the uncomfortable truths about wealth building that no one talks about. Plus, Vivian is answering questions sent in by the besties to help them (and you!) reach this financial milestone. 

Thanks to our sponsor, Lufthansa! 

Follow the podcast on Instagram and TikTok!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

Why getting to $100k is SO HARD and How to do it

Vivian sits down with trailblazing model and entrepreneur Iskra Lawrence for a raw conversation about turning rejection into financial rebellion. They dive into Iskra's journey from facing industry rejection at 13 for not being the "ideal size" to becoming one of the first mid-size models to break barriers in fashion. Iskra opens up about the financial reality of losing her major Aerie contract while six months postpartum, and how that devastating moment became the catalyst for launching Saltair, her cult-favorite bodycare brand. From self-funding her startup to navigating the complex world of influencer partnerships, she reveals why she's turned down lucrative deals that didn't align with her values and how authenticity became her most profitable asset. The conversation tackles the intersection of body image and bank accounts, exploring how insecurity impacts earning potential and why representation matters for building generational wealth.

Thanks to Lufthansa for sponsoring this episode! 

Follow the podcast on Instagram and TikTok!Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

Iskra Lawrence: From Size Discrimination to Building a Multi-Million Dollar Body Care Brand

Vivian returns with another explosive round of "Am I The Financial A-hole?" diving into listener submissions that range from relationship betrayals to family money drama. She dissects the messy intersection of love and money through stories of cheating fiancés and house profits, manipulative exes who rack up debt, and the complex dynamics of supporting aging parents while building your own wealth. From navigating split checks as a pregnant woman to confronting relatives who freeload off elderly grandparents, this episode explores the fine line between financial boundaries and family loyalty. Vivian unpacks why money silence breeds relationship resentment, revealing how avoiding financial conversations with partners, friends, and family creates the perfect storm for explosive conflicts. She delivers hard truths about recognizing financial manipulation, setting healthy money boundaries, and why your financial curiosity isn't shallow, it's essential for building relationships based on shared values and mutual respect rather than hidden agendas and unspoken expectations.

Follow the podcast on Instagram and TikTok!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

Am I The Financial A**hole? Cheating Fiancé Demands Half My House Profit

Vivian explores the money-saving strategies that can slash education costs at every level, from mastering student discount platforms like UNiDAYS to uncovering travel hacks that save 5-40% on flights. She breaks down the evolution of 529 plans beyond just college savings, revealing how these tax-advantaged accounts now cover everything from K-12 tuition to trade school and the game-changing new option to roll unused funds into a Roth IRA for your child's retirement. From textbook rental strategies to subscription service discounts, this episode delivers actionable tactics that work whether you're shopping for kindergarten supplies or financing graduate school.

Thanks to our sponsor, Lufthansa! 

Follow the podcast on Instagram and TikTok!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com

Learn more about your ad choices. Visit podcastchoices.com/adchoices

How to ACTUALLY Save on Back-to-School Spending!

Vivian sits down with Alyson Stoner, the multi-talented performer and advocate, to uncover the shocking financial realities behind childhood stardom. From dancing backup for Missy Elliott at age 5 to starring in Disney Channel Original Movies, Alyson's journey reveals the complex money management challenges that child actors face—and the strategic decisions required to build lasting wealth beyond fleeting fame. Whether you're curious about the entertainment industry's financial structure, interested in career reinvention strategies, or want to understand how former child stars navigate wealth building as adults, this episode offers eye-opening insights into surviving and thriving after early fame in Hollywood.

Check out Alyson’s book Semi-Well-Adjusted Despite Literally Everything: A Memoir, OUT NOW!

Keep up with Alyson on Instagram!

Follow the podcast on Instagram and TikTok!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Price of Fame: Alyson Stoner on Child Star Money Myths vs. Reality

This week on Networth and Chill, Vivian sits down with Lucy Guo, the serial entrepreneur and co-founder of Scale AI, to explore the financial blueprint behind building multiple unicorn companies before age 30. From dropping out of Carnegie Mellon to co-founding Scale AI—now valued at over $13 billion—Lucy's story reveals the strategic decisions and calculated risks that transformed her from a college dropout into one of tech's most influential young billionaires. Vivian explores Lucy's investment philosophy, her strategies for identifying market opportunities in emerging tech sectors, and how she's diversified her wealth beyond Scale AI through ventures like Passes, her social platform for creators.Whether you're interested in AI entrepreneurship, startup scaling strategies, or understanding how to leverage technical skills into generational wealth, this episode offers crucial insights on building in the rapidly evolving tech landscape.

Check out Lucy on Instagram and learn more about Passes at https://www.passes.com/

Follow the podcast on Instagram and TikTok!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

AI Billionaire Lucy Guo's Guide to Building Unicorns and Scaling Wealth in Silicon Valley

This week on Networth and Chill, Vivian sits down with Dan Rossi, the legendary Hot Dog King of NYC, to unpack the remarkable financial journey behind one of New York's most iconic street food empires. From building a pushcart empire of nearly 500 permits across the city to losing it all through regulatory changes, Dan's story is a masterclass in entrepreneurial resilience and the brutal realities of small business ownership. Discover how this disabled Vietnam veteran went from controlling 16% of all pushcart permits in NYC to defending his single remaining cart outside the Metropolitan Museum of Art for over 16 years. Vivian explores the financial strategies that built Dan's multi-million dollar hot dog empire, the devastating impact of the 1995 law changes that stripped away his permits, and how he's maintained his prime real estate spot through sheer determination and unconventional tactics. Learn about the financial sacrifices behind his success, including sleeping in his cart and van for 11 years to protect his valuable location. Whether you're an aspiring entrepreneur, curious about the economics of street food, or want to understand how regulatory changes can reshape entire industries, this episode delivers essential insights on building wealth, weathering financial storms, and the true cost of protecting your networth in America's most competitive market.

Find Dan's hot dog's at 5th Ave & 82nd St in NYC and check him out on Instagram!

Follow the podcast on Instagram and TikTok!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

The NYC Hot Dog King's $1.5 Million Empire: How Dan Rossi Built, Lost, then Re-Built NYC's Street Food Dynasty

This week on Networth and Chill, Vivian breaks down the massive financial implications of Trump's One Big Beautiful Bill, the landmark tax legislation signed into law on July 4, 2025. Explore how this $4.5 trillion dollar legislation will impact personal finances, from the fourfold increase to the cap on state and local tax deductions to changes in middle-class tax relief. Vivian analyzes the potential pitfalls for different income brackets, examining how the bill's tax provisions, spending priorities, and policy changes could affect your investment strategy, retirement planning, and overall financial future. Whether you're looking to optimize your tax situation, understand the broader economic implications, or simply want to know how this sweeping legislation affects your bottom line, this episode provides the essential financial insights you need to navigate the new landscape and protect your growing networth.

Follow the podcast on Instagram and TikTok!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

What Does the Big Beautiful Bill Mean for YOU?!

This week on Networth and Chill, Vivian sits down with rapper, songwriter, and entrepreneur Saweetie to explore the finances behind building a multi-faceted empire in hip-hop and beyond. Learn how Saweetie transformed her viral social media presence and musical talent into multiple revenue streams, from chart-topping hits and record deals to lucrative brand partnerships with major companies like McDonald's and Morphe. Saweetie shares the financial strategies that helped her navigate the competitive music industry while expanding into fashion, beauty, and business ventures, including how she leveraged her platform to secure endorsement deals and launch her own entrepreneurial projects. Whether you're an aspiring artist or simply curious about the business side of the modern music industry, this episode reveals how social media savvy combined with strategic brand building can create lasting wealth in the entertainment world.

Follow Saweetie on Instagram!

Follow the podcast on Instagram and TikTok!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ice Ice Baby: How Saweetie Built Her Pretty B*tch Empire

War, what is it good for? This week on Networth and Chill, Vivian breaks down how military action impacts the United States Financial picture. She dives deep into which sectors benefit from Middle East tensions, why the American economy faces the unwelcome prospect of reignited inflation, and the investment strategies that protect wealth when headlines drive markets wild. Whether you're worried about your energy stocks, considering safe-haven assets, or just trying to understand how global conflict impacts you, this episode breaks down why war and military action is so expensive and how it might end up in your wallet. 

Follow the podcast on Instagram and TikTok!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

The REAL Economic Costs of War with Iran

I sat down with the iconic Chris Appleton to discuss all things hair and beauty. With the global hair care industry valued at $91.2 billion last year in 2023, people are focusing (and spending) more on their hair than ever before. From learning what it actually costs to get to the top of the hair care market to why certain services cost so damn much, Chris sheds light on the industry and his own personal journey to the top. 

Want to watch the podcast instead of listen? Check out the VIDEO PODCAST ON YOUTUBE!

Follow Chris at: @chrisappleton1

Follow the podcast on Instagram and TikTok! Want more Your Rich BFF? Check out the enRICHed substack! 

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com

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Cash & Coif: Styling Your Hair and your Wealth with Chris Appleton

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