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Vivian Tu

Vivian Tu, aka Your Rich BFF, is getting up close and personal, about the good, bad, and ugly on how money impacts all of our lives. Instead of your traditional boring business podcast, Networth and Chill covers financial topics as they relate to YOUR ACTUAL LIFE, all while feeling like a conversation with your best friend. Each episode breaks down a complicated economic or business concept into easy to understand terms, while tapping experts, professionals, and some of your favorite famous faces to give actionable tips & advice on how to make the most of your money. Grab a drink and get ready to Networth and Chill. Part of the Vox Media Podcast Network.

Networth and Chill with Your Rich BFF

This week on Networth and Chill, Vivian sits down with Lucy Guo, the serial entrepreneur and co-founder of Scale AI, to explore the financial blueprint behind building multiple unicorn companies before age 30. From dropping out of Carnegie Mellon to co-founding Scale AI—now valued at over $13 billion—Lucy's story reveals the strategic decisions and calculated risks that transformed her from a college dropout into one of tech's most influential young billionaires. Vivian explores Lucy's investment philosophy, her strategies for identifying market opportunities in emerging tech sectors, and how she's diversified her wealth beyond Scale AI through ventures like Passes, her social platform for creators.Whether you're interested in AI entrepreneurship, startup scaling strategies, or understanding how to leverage technical skills into generational wealth, this episode offers crucial insights on building in the rapidly evolving tech landscape.

Check out Lucy on Instagram and learn more about Passes at https://www.passes.com/

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Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
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AI Billionaire Lucy Guo's Guide to Building Unicorns and Scaling Wealth in Silicon Valley

This week on Networth and Chill, Vivian sits down with Dan Rossi, the legendary Hot Dog King of NYC, to unpack the remarkable financial journey behind one of New York's most iconic street food empires. From building a pushcart empire of nearly 500 permits across the city to losing it all through regulatory changes, Dan's story is a masterclass in entrepreneurial resilience and the brutal realities of small business ownership. Discover how this disabled Vietnam veteran went from controlling 16% of all pushcart permits in NYC to defending his single remaining cart outside the Metropolitan Museum of Art for over 16 years. Vivian explores the financial strategies that built Dan's multi-million dollar hot dog empire, the devastating impact of the 1995 law changes that stripped away his permits, and how he's maintained his prime real estate spot through sheer determination and unconventional tactics. Learn about the financial sacrifices behind his success, including sleeping in his cart and van for 11 years to protect his valuable location. Whether you're an aspiring entrepreneur, curious about the economics of street food, or want to understand how regulatory changes can reshape entire industries, this episode delivers essential insights on building wealth, weathering financial storms, and the true cost of protecting your networth in America's most competitive market.

Find Dan's hot dog's at 5th Ave & 82nd St in NYC and check him out on Instagram!

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Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
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The NYC Hot Dog King's $1.5 Million Empire: How Dan Rossi Built, Lost, then Re-Built NYC's Street Food Dynasty

This week on Networth and Chill, Vivian breaks down the massive financial implications of Trump's One Big Beautiful Bill, the landmark tax legislation signed into law on July 4, 2025. Explore how this $4.5 trillion dollar legislation will impact personal finances, from the fourfold increase to the cap on state and local tax deductions to changes in middle-class tax relief. Vivian analyzes the potential pitfalls for different income brackets, examining how the bill's tax provisions, spending priorities, and policy changes could affect your investment strategy, retirement planning, and overall financial future. Whether you're looking to optimize your tax situation, understand the broader economic implications, or simply want to know how this sweeping legislation affects your bottom line, this episode provides the essential financial insights you need to navigate the new landscape and protect your growing networth.

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Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
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What Does the Big Beautiful Bill Mean for YOU?!

This week on Networth and Chill, Vivian sits down with rapper, songwriter, and entrepreneur Saweetie to explore the finances behind building a multi-faceted empire in hip-hop and beyond. Learn how Saweetie transformed her viral social media presence and musical talent into multiple revenue streams, from chart-topping hits and record deals to lucrative brand partnerships with major companies like McDonald's and Morphe. Saweetie shares the financial strategies that helped her navigate the competitive music industry while expanding into fashion, beauty, and business ventures, including how she leveraged her platform to secure endorsement deals and launch her own entrepreneurial projects. Whether you're an aspiring artist or simply curious about the business side of the modern music industry, this episode reveals how social media savvy combined with strategic brand building can create lasting wealth in the entertainment world.

Follow Saweetie on Instagram!

Follow the podcast on Instagram and TikTok!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
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Ice Ice Baby: How Saweetie Built Her Pretty B*tch Empire

War, what is it good for? This week on Networth and Chill, Vivian breaks down how military action impacts the United States Financial picture. She dives deep into which sectors benefit from Middle East tensions, why the American economy faces the unwelcome prospect of reignited inflation, and the investment strategies that protect wealth when headlines drive markets wild. Whether you're worried about your energy stocks, considering safe-haven assets, or just trying to understand how global conflict impacts you, this episode breaks down why war and military action is so expensive and how it might end up in your wallet. 

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Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
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The REAL Economic Costs of War with Iran

This week on Networth and Chill, Vivian sits down with design superstar Bobby Berk to explore how money mindset shapes everything from career pivots to creative success. Fresh off his Queer Eye fame, Bobby opens up about his journey to building a multi-million dollar design empire, sharing the financial lessons he learned while transforming both homes and his own bank account. From navigating the feast-or-famine cycle of creative careers to making smart investments in his brand, Bobby reveals the money moves that helped him turn his passion for design into serious wealth. Whether you're building a creative business or just trying to design a better financial future, this episode delivers the blueprint for turning your talents into lasting prosperity.

Follow Bobby on Instagram and TikTok!

Follow the podcast on Instagram and TikTok!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

Designing Wealth: Bobby Berk's Blueprint to Millions

This week on Networth and Chill, Vivian dives into the messy world of money and relationships with a special "Am I The Asshole?" finance edition. From heated debates over splitting dinner bills on dates to family drama around lending money to siblings, Vivian breaks down real listener-submitted scenarios where financial decisions have caused major relationship friction. Whether you've been the one asking to borrow money or the one being asked, this episode provides the financial wisdom and communication strategies you need to protect both your wallet and your relationships. Get ready for some brutally honest takes on where generosity ends and financial boundaries begin.

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Help us plan for the future of Networth and Chill by filling out a brief survey: voxmedia.com/survey. Thank you!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

Am I the Financial Asshole?!

This week on Networth and Chill, Vivian sits down with comedian and writer Nimesh Patel to explore the finances behind building a sustainable career in comedy. Learn how Nimesh transformed his engineering background and comedy passion into multiple revenue streams, from writing for Saturday Night Live to headlining sold-out shows and developing his own content. Nimesh shares the financial strategies that helped him navigate the unpredictable world of comedy and entertainment, including how he leveraged his technical skills to create unique opportunities in the industry. Whether you're an aspiring creative professional or simply curious about the business side of comedy, this episode reveals how diverse skill sets combined with strategic financial planning can create lasting wealth in the entertainment world.

Check out Nimesh on Tour at https://punchup.live/nimeshpatel. Plus, check him out on Instagram and TikTok.

Follow the podcast on Instagram and TikTok!

Help us plan for the future of Networth and Chill by filling out a brief survey: voxmedia.com/survey. Thank you!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

How Nimesh Patel Built Wealth Through Comedy: SNL to Stand-Up Success Story

On this episode of Networth and Chill, Vivian sits down with renowned chef and restaurateur Mario Carbone to explore the financial recipe behind building a culinary empire. Learn how Mario transformed his passion for Italian-American cuisine into multiple successful restaurant ventures, including the acclaimed Carbone brand that has redefined fine dining across major cities. Mario shares the financial strategies that helped him navigate the notoriously challenging restaurant industry. Whether you're an aspiring entrepreneur or simply curious about the business side of the food world, this episode reveals how culinary vision combined with smart financial planning can create lasting wealth. 

Follow the podcast on Instagram and TikTok!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com

Help us plan for the future of Networth and Chill by filling out a brief survey: voxmedia.com/survey. Thank you!

Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Financial Recipe for Restaurant Success with Mario Carbone

On this episode of Networth and Chill, Vivian dives into smart strategies for summer travel that won't break the bank. Learn how to score the best deals on flights, accommodations, and activities while still creating those Instagram-worthy vacation memories. Vivian shares personal travel hacks that have saved her thousands, plus insider tips on timing your bookings and leveraging loyalty programs. Whether you're planning a quick weekend getaway or a two-week international adventure, this episode will help you stretch your travel budget further than you ever thought possible. Tune in for the ultimate guide to affordable summer adventures that keep your financial goals intact.

Check out Ask Dolly https://www.askdolly.com/

Follow the podcast on Instagram and TikTok!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

Your Guide to Saving Thousands on Travel This Summer

Guess what besties, tax season is upon us! In today’s episode of Networth and Chill, Vivian demystifies the tax code and reveals proven strategies to maximize your refund. Learn the costly mistakes that drain thousands from taxpayers' pockets each year, and discover how to keep more of your hard-earned money throughout the tax year. Whether you're a seasoned filer or new to taxes, you'll walk away with actionable tips to optimize your financial future. Remember: Tax Day is April 15 – don't miss the deadline to file or request an extension!

Follow the podcast on Instagram and TikTok!

Want to file your taxes for free or see if you qualify? Check out https://www.irs.gov/filing/irs-free-file-do-your-taxes-for-free

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com

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How Taxes ACTUALLY Work

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