Live on Less, Invest the Rest: A plain English workbook for sorting out your personal finances once and for all

Research shows that as many as 75% of people in the UK worry about their financial situation. (Source: The Independent).

In America, 25% of people say they worry about money “all the time”. (Source: CNBC).

It need not be like this! We created this plain English guide to address the problem head on.

Live on Less, Invest the Rest picks up where Andrew Craig’s No. 1 best-seller, How to Own the World leaves off.

Andrew walks you through key steps to get your finances humming, including:

• The crucial difference between investing • and trading • . • How you can find the money to invest. • Paying off any expensive debt you may have. • Saving up a “rainy day” pot to cover you in a crisis. • Setting up the right investment accounts such as ISAs and pensions. • Simple investment strategies you might consider. • The vital importance of ignoring the news. • The extent to which the real economy and financial markets are far less related than most people realise. • Sensible asset allocation based on your age. • Annual housekeeping and valuable Further Resources.

Investment need not be that complicated – it is just that most people never learn anything about it. Live on Less, Invest the Rest should give you the confidence to sort your finances out once and for all. For most people, this is a huge relief and one of life’s great problems solved.

Our fervent hope is that the approach outlined in the workbook could very well help you make a five, six or even seven figure difference to your net worth over the long run.

** Please note – Live on Less, Invest the Rest is intended for British listeners **

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Hljóðbók: 27 mars 2025