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The hosts of NPR's All Things Considered help you make sense of a major news story and what it means for you, in 15 minutes. New episodes six days a week, Sunday through Friday.

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Consider This from NPR

It’s a critical week regarding the Affordable Care Act, which is at the center of the government shutdown impasse. “Window shopping" began for some people buying health insurance through the ACA – also known as Obamacare – giving enrollees estimates on how much their premiums could cost next year. 

Without the ACA tax credits that Democrats want to extend into 2026, many people could see big increases in their health care costs – 114%, on average, according to estimates by KFF, a nonprofit health policy think tank. 

While there’s still time for lawmakers to strike a deal on extending the subsidies, “the longer this goes on, the more damage there could be,” says Cynthia Cox, who conducts research on Obamacare for KFF.

This episode was produced by Michael Levitt, with audio engineering by Hannah Gluvna. It was edited by Ashley Brown, Diane Webber, and Nadia Lancy. Our executive producer is Sami Yenigun.

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Here's what could happen if Obamacare subsidies aren't extended

When companies need a loan, traditionally they turn to a bank.

But increasingly they’re turning to financial firms that are not really banks, but do have a lot of cash. This is called the “private credit” market. It has exploded in the past 15 years. It’s now valued at around $2 trillion.

Natasha Sarin, president of the Yale Budget Lab and former Biden administration official, argues that these private credit firms are making risky loans. So risky, that they’ve got her thinking about the 2008 financial crisis. 

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This episode was produced by Erika Ryan and Alejandra Marquez Janse, with audio engineering by Andie Huether and Josephine Nyounai. It was edited by Adam Raney and John Ketchum. Our executive producer is Sami Yenigun.

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Unpacking The U.S. Economy’s ‘Cockroach’ Problem

Ashley and Nick Evancho say raising their 3-year-old, Sophia, is one of the most joyous things they've ever done. But the Evanchos also made a decision that's increasingly common for families in the U.S. and around the world: One is enough. The trend is leading to populations that are dramatically older, and beginning to shrink, in many of the world's biggest economies.

Experts say a rapidly aging and gradually shrinking population in the world's wealthiest countries could force sweeping changes in people's lives, causing many to work longer before retirement, making it harder for business owners to find employees and destabilizing eldercare and health insurance programs.

This story is part of NPR's Population Shift series.

For sponsor-free episodes of Consider This, sign up for Consider This+ via Apple Podcasts or at plus.npr.org. Email us at considerthis@npr.org.

This episode was produced by Paige Waterhouse and Connor Donevan, with audio engineering by Jimmy Keeley. It was edited by Andrea de Leon and Courtney Dorning. Our executive producer is Sami Yenigun.

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Can the global economy handle a world with fewer kids?

In a public roundtable, President Trump asked his secretary of state, Marco Rubio, to apply the designation to Antifa.

NPR's Ryan Lucas reports that it could have enormous consequences, including making it illegal to provide something as meager as a bottle of water to what the Trump administration deems to be Antifa.

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This episode was produced by Tyler Bartlam and Connor Donevan, with audio engineering by Josephine Nyounai. It was edited by Justine Kenin and Krishnadev Calamur. Our executive producer is Sami Yenigun.

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What happens if Antifa is labeled a foreign terrorist organization

A delegation of high-level US officials were recently sent to Israel to try to hold the fragile Gaza truce together. The Israeli press called them the 'BibiSitters,' a nod to the Israeli prime minister's nickname. What does Benjamin Netanyahu's political future look like and how tied is he to the Trump administration's interests?

For sponsor-free episodes of Consider This, sign up for Consider This+ via Apple Podcasts or at plus.npr.org. Email us at considerthis@npr.org.

This episode was produced by Avery Keatley and Gabriel Sanchez, with audio engineering by Jimmy Keeley. It was edited by Ahmad Damen. Our executive producer is Sami Yenigun.

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Netanyahu's political future and what the 'BibiSitters' want from him

U.S. citizens have been arrested in the Trump Administration’s aggressive immigration crackdown. According to ProPublica, at least 170 have been arrested or detained by immigration agents since President Trump took office for his second term.

In response, Texas Rep. Robert Garcia and Sen. Richard Blumenthal of Connecticut — both Democrats — have announced an investigation into these detentions.

It is incredibly concerning that now anyone can be targeted,” Rep. Garcia tells NPR. “It’s important that we begin documenting all of this.”

For sponsor-free episodes of Consider This, sign up for Consider This+ via Apple Podcasts or at plus.npr.org. 

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This episode was produced by Tyler Bartlam and Michael Levitt, with audio engineeringfrom Damian Herring. It was edited by Patrick Jarenwatananon and Sarah Handel. Our executive producer is Sami Yenigun.

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Congress is investigating cases of U.S. citizens detained in immigration raids

The FBI arrested multiple people tied to the NBA in a wide-ranging illegal gambling probe. The NBA and other major sports leagues have been deepening ties with the lucrative sports-betting industry. 

Washington Post sports columnist Kevin Blackistone explains the implications of this scandal on the NBA and sports betting in general. 

For sponsor-free episodes of Consider This, sign up for Consider This+ via Apple Podcasts or at plus.npr.org. 

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This episode was produced by Michael Levitt and Daniel Ofman. Additional reporting in this episode from Becky Sullivan.

It was edited by Russell Lewis, Justine Kenin and our executive producer Sami Yenigun.

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Was this NBA betting scandal inevitable?

For many years, the far right has been the most lethal and persistent source of domestic terrorism in the U.S. 

But the assassination of right-wing influencer Charlie Kirk last month and attacks against immigration enforcement efforts have fueled a talking point for Republicans about concerns over left-wing political violence. 

The political motivations behind these attacks are still unclear, but one study says that violence from the left has been the greater threat so far this year.

NPR’s domestic extremism correspondent Odette Yousef looks into whether this claim is correct.

For sponsor-free episodes of Consider This, sign up for Consider This+ via Apple Podcasts or at plus.npr.org. 
Email us at considerthis@npr.org.

This episode was produced by Jonaki Mehta and Alejandra Marquez Janse, with audio engineering by Damian Herring.
It was edited by Andrew Sussman and Sami Yenigun, who is also our executive producer.

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The Trump administration says left-wing terrorism in the US is on the rise. Is it?

It's getting harder to get away with murder in Philadelphia.

Violent crime has fallen sharply -- like it has in many other cities.

And Philadelphia police are now solving homicides at the highest rate since 1984.

There's a connection there -- but there's also plenty more to the story.

Philadelphia Inquirer crime reporter Ellie Rushing shows what her team has found.

For sponsor-free episodes of Consider This, sign up for Consider This+ via Apple Podcasts or atplus.npr.org.

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This episode was produced by Connor Donevan, with audio engineering by Simon-Laslo Janssen. It was edited by Patrick Jarenwattananon. It features additional reporting by Martin Kaste and WHYY’s Aaron Moselle. Our executive producer is Sami Yenigun.

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Philadelphia is solving homicides at the fastest rate in 40 years. Here's how

The Trump administration's push to expand immigration enforcement -- as part of its deportation efforts -- has created job opportunities in small towns and cities.

We head to one of them -- Folkston, Georgia, a community of about 2,800 residents..

That number will soon swell as immigrant detainees fill up a growing ICE detention center at the edge of town. 

The center is in a old prison run by the private prison corporation, the GEO Group, and is set to become the nation’s largest detention facility.We hear about the hopes and fears of the town's residents.

For sponsor-free episodes of Consider This, sign up for Consider This+ via Apple Podcasts or at plus.npr.org. 

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This episode was produced by Liz Baker, Elena Burnett and Connor Donevan, with audio engineering by Hannah Gluvna. It was edited by Eric Westervelt and Justine Kenin. Our executive producer is Sami Yenigun.

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When ICE offers job opportunities in small towns

In Washington, D.C., the federal government is closed – as are most of the schools in the area. That's because the first major snow storm in about three years barreled in Sunday night. 

Meanwhile, the Southern U.S. is preparing for another storm that could paralyze parts of Texas, Arkansas and Northern Louisiana. 

And Southern California is preparing for "life threatening, destructive gusts" driving wildfires. 

That's a lot of wild weather...so what's going on?

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Wild weather spreads across the U.S.

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