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Relationships & Mental Health

Shari Rash

Personal Finance

Money Podcast for Women

New York Times Top 4 Money Podcast with over 24 million downloads!

Ever wake up at 3 a.m. in a full-blown panic, wondering if you’ll ever have “enough” money? Maybe you’re making more than ever, but somehow, the worry never goes away. You stress over every purchase, second-guess every money move, and still feel like you’re one wrong decision away from losing it all.

Here’s the truth: It’s not just about the dollars—it’s about what’s happening in your head.

Welcome to Everyone’s Talkin’ Money, the podcast that finally tells it like it is: your emotions, thoughts, and habits around money are what’s keeping you stuck— not just your paycheck. Shari Rash is a money expert who wants to help you ditch shame, rewrite the rules, and help you feel powerful with your finances. Don't worry, this show isn’t another snooze-fest finance podcast. She's here to help you unf*ck your finances and finally build wealth in a way that actually feels good.

If you’re tired of finance bros yelling at you for buying a damn latte and sick of money advice that doesn’t fit your life, hit subscribe. It’s time to unravel your money mess, rewrite your story, and start building wealth—on your terms.

Everyone's Talkin' Money | Personal Finance Tips To Stress Less and Live More

You’ve got the budget app. You’re reading the personal finance books. You know what you should be doing with your money—so why does it still feel so hard to follow through?

In this Best of 2025 episode of Everyone’s Talkin’ Money, Shari breaks down six sneaky psychological biases that shape your money decisions without you even realizing it. From anchoring to optimism bias, these aren’t personal flaws—they’re predictable brain glitches. But once you spot them, you can stop them.

You’ll walk away understanding:
What anchoring bias is and why it makes that $100 dress feel like a steal (when it’s not)
Why the fear of losing money feels worse than actually losing it—and how that keeps you stuck
How your brain protects old money stories through confirmation bias
Why instant gratification keeps winning, even when your future self is begging you to chill
How optimism bias tricks you into thinking “next month” will magically fix everything
Why social proof bias is fueling lifestyle creep—and what to do instead

This is the episode that will make you pause mid-scroll, mid-spend, or mid-self-doubt and say, “Ohhhh, that’s what’s going on.”

If any of these biases hit home, share the episode with a friend and DM Shari @everyonestalkinmoney to keep the conversation going

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 
Learn more about your ad choices. Visit megaphone.fm/adchoices

Best of 2025: 6 Money Biases That are Sabotaging Your Money Goals

You did the work.

You earn good money.

You’re saving, investing—or at least trying to.

So why does it still feel unsettled?

In this Ask Shari episode, Shari Rash, founder of GWA Wealth, answers real listener questions from women who are objectively doing well with money—but emotionally stuck in doubt, comparison, and quiet anxiety.

You’ll hear questions like:

“How do I start investing without feeling reckless?” 

“Why do I keep moving the financial goalposts?”

 “How do I know if I actually need to do more—or if I’m just comparing myself to everyone else?”

Want to ask Shari your own question? CLICK HERE!

This episode is for the woman who’s no longer in survival mode—but hasn’t fully defined what enough looks like yet.

Because money isn’t meant to be a constant test of your worth or intelligence.

It’s a tool—to support your life, your values, and your peace of mind.
Learn more about your ad choices. Visit megaphone.fm/adchoices

If I’m Doing Everything Right, Why Doesn’t This Feel Better? - Listener Q&A!

If you’ve been saying yes to the wrong clients, under-pricing out of fear, or treating exhaustion like a strategy, this one’s for you. 

Bianca D'Alessio, CEO/founder of The Masters Division, Managing Director at Nest Seekers Development Marketing, #1 Real Estate Broker in NYC & NY State, and author of Mastering Intentions—joins Shari to unpack how high-achieving women move from scarcity to self-trust. 

We get into values-aligned decisions, setting real boundaries, building simple systems that compound, and a grown-woman version of “manifestation” you can actually use.

Get your Seven Day Sprint here!

You’ll hear: 

 The compounding effect of small, intentional decisions (not one “big break”) 

 How to spot scarcity in your behavior—and replace it with self-trust

 Boundaries that protect time, energy, and revenue (without feeling mean)

 The winner’s mindset vs. toxic positivity (and why the difference matters)

You’ll walk away with:

 Recognizable tells of scarcity you can stop this week

 A 7-day plan to set boundaries and redirect your time to aligned work

 A simple systems checklist to track leads, costs, and ROIA 

 practical mindset shift to make confident money moves

Grab Bianca’s book Mastering Intentions. Show notes and more at everyonestalkinmoneypodcast.com. Follow the show so you never miss an episode, leave a quick rating/review, and come say hi on IG 
@everyonestalkinmoney⁠Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 
Learn more about your ad choices. Visit megaphone.fm/adchoices

Scarcity Isn’t About Money—It’s About Self-Trust

If you’ve already blown your holiday gift budget… breathe. You are not the only one scrolling through your cart at 11 p.m., refreshing the screen, praying the total magically drops by $200. Your holiday spending didn’t “get away from you.” It sprinted off in glitter-covered sneakers — and today we’re going to get you back in control.

In this episode, Shari breaks down why the holidays turn even the savviest women into overspending zombies, how guilt and obligation collide with Pinterest-level expectations, and what really causes December budgets to explode (hint: it’s not just the gifts). 

You’ll learn how to rebuild your gift budget in 10 minutes, how to set real boundaries with group gifts and family expectations, and what to do right now if you’ve already overspent.

We’ll also dive into the forgotten budget busters — the holiday parties, school events, matching pajamas, cookie swaps, travel incidentals, and “small traditions” that add up faster than a Target cart on a Tuesday. And yes, we’ll walk through a step-by-step damage-control plan so you can fix this month without sacrificing your entire January.

If you want more practical, shame-free money help (and frankly, fewer financial plot twists in December), join the newsletter at everyonestalkinmoneypodcast.com. And if you’re ready for personal planning support designed for real life, not Pinterest perfection, connect with Shari at GWAwealth.com to build a financial plan that won’t collapse at the first sight of twinkle lights.

Stay merry — without the money stress.

Talkin’ Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney
Learn more about your ad choices. Visit megaphone.fm/adchoices

Holiday Spending Survival Guide: The How-Much-Is-Too-Much Budget

So many smart, successful women are running companies, leading teams, and managing full lives… yet flying blind when it comes to their own household finances. Not because they’re clueless, but because money is quiet when you ignore it — and trust feels easier than clarity.

In this episode, Shari breaks down the real reason high-earning women get financially blindsided and the three guardrails every woman needs to stay informed, secure, and empowered. 

Then forensic accountant Tracy Coenen joins the conversation to reveal what she sees behind the scenes: the blind spots, red flags, and financial dynamics that quietly derail even the most capable women.

Whether you’re single, partnered, or somewhere in between, this conversation will help you protect your money, strengthen your confidence, and take back control without creating relationship drama or adding one more thing to your mental load.

You’ll walk away with:

– The #1 reason smart women get blindsided financially

– The three essential “Money Guardrails” every woman needs 

– How comfort turns into vulnerability (and how to stop it) 

– The red flags Tracy sees most often in high-asset households 

– How to talk about money in relationships without damaging trust 

– Simple routines to stay informed, independent, and protected

Learn how Shari works with her clients by visiting GWAwealth.com. 

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 

Be sure to like and follow the show on your favorite podcast app!Keep the conversation going on Instagram @everyonestalkinmoney
Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Blindspots: Why Smart Women Get Caught Off Guard

In Part 2 of this intimate conversation, Shari continues her discussion with Carl Richards, the New York Times “Sketch Guy.” If Part 1 was about the behavior behind money, Part 2 is about the beliefs behind your life.

Carl opens up about how his simple sketches began, how a single comment from his wife reshaped his entire career, and why permission—not math—is often the missing piece in big financial and life decisions. 

He shares unforgettable stories, including the woman who left her prestigious Wall Street law job to return home and help her father run the family farm—because Carl granted her the “permission” she already had inside her.

Shari and Carl also dig into fear, impostor syndrome, our inherited money stories, and why most of us wait far too long to trust what we know is true about our lives.

This is the kind of conversation you don’t just listen to—you feel it.

You’ll walk away with: 

– Why permission is often the bridge between intention and action 

– The emotional patterns that keep people stuck 

– How fear shows up at every major life moment 

– The story behind Carl’s famous sketches 

– The one money belief Carl would give his 25-year-old self 

– Shari’s own reflections on her younger self

—and what she wishes she knew

Shari closes the episode by sharing how Carl’s influence shaped her practice, her philosophy, and the human-centered way she guides clients inside GWA Wealth.

Explore more episodes at everyonestalkinmoneypodcast.com. 

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 

Be sure to like and follow the show on your favorite podcast app!Keep the conversation going on Instagram @everyonestalkinmoney
Learn more about your ad choices. Visit megaphone.fm/adchoices

Permission Granted (Part 2): Fear, Freedom, and Writing a New Money Story with Carl Richards

Money doesn’t behave the way math does—and no one knows that better than today’s guest, Carl Richards, the New York Times “Sketch Guy” and author of The Behavior Gap. In Part 1 of this powerful two-part series, Shari Rash, sits down with Carl to unpack the exact moment he realized that investing is less about spreadsheets and more about psychology, fear, wiring, and real-life behavior.

Carl shares the story of stumbling into finance by accident, landing on the trading floor during the Netscape IPO frenzy, and discovering firsthand that humans—not numbers—drive markets. 

Together, Shari and Carl explore why smart, capable people still buy high, sell low, and spiral during market chaos… and what it actually takes to become a better investor.

If you’ve ever wondered why the “right financial move” can feel impossible in the moment, this episode will make you exhale. The problem isn’t you—it’s human nature.

You’ll walk away with: 

 Why money decisions rarely follow logic 

 How your hardwiring pushes you toward emotional investing 

 What it really means to become a “good investor” 

 Carl’s “Deeper Yes” framework to avoid panic-selling 

 How Shari uses this work inside GWA Wealth to help clients stay grounded

This episode is deeply personal for Shari—Carl’s work shaped her entire approach to financial planning—and Part 1 sets the stage for an even more transformative conversation in Part 2. Listen to Behavior Gap Radio.

And if you’re ready to build a plan that honors both your numbers and your humanity, connect with Shari Rash on Instagram @everyonestalkinmoney. Learn more and listen to past episodes at everyonestalkinmoneypodcast.com. 

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 

Be sure to like and follow the show on your favorite podcast app!
Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Is Human: A Powerful Conversation with Carl Richards on Fear, Permission, and Becoming a Better Investor

Is a recession coming? Maybe. But here’s the truth: the only recession that really matters is the one happening in your household. 

In this candid, practical conversation, Shari Rash and financial coach Dylan Snowden reframe “Recession Core” from a fashion trend into a living, breathing money protocol. 

You’ll learn how to strip out the hidden “cost of comfort,” build sustainable habits you won’t abandon by February, and prepare for income dips without living like a monk.

You’ll hear: 

 Why “personal recession” planning beats doom-scrolling economic headlines 

 The “cost of comfort” leaks (parking, water bottles, drinks out) that quietly drain your budget 

 Borrow > buy: tool libraries, Buy Nothing groups, and building community while saving cash 

 DIY vs. pay the pro: when expertise is cheaper than mistakes 

 A simple weekly “say no” rep to build your money boundaries 

If you loved this episode, keep the money convo going at everyonestalkinmoneypodcast.com— and join our newsletter!
Learn more about your ad choices. Visit megaphone.fm/adchoices

Recession Core, But Make It Personal: How to Thrive Without the “Cost of Comfort”

The most rewarding money move you can make before December 31st isn’t a tax hack, an investment tweak, or a budgeting trick — it’s generosity. But not the chaotic, guilt-driven kind that leaves you staring at your credit card bill wondering what happened. 

We’re talking intentional, values-aligned giving that feels good, makes sense financially, and creates real impact.

In this episode, Shari breaks down how to build a year-end giving plan that’s thoughtful, strategic, and completely aligned with what matters most to you. From setting a realistic giving budget to choosing between cash, stuff, or experiences, to vetting charities and teaching kids the meaning of generosity — this is your blueprint for giving with clarity instead of pressure.

You’ll hear: 

 How to set a values-based giving budget that actually feels good 

 The difference between gifting stuff, gifting cash, and gifting experiences — and why one is almost always best 

 How to vet nonprofits so your contribution makes real impact 

 Ways to teach kids (and family) the habit of intentional generosity 

 A step-by-step year-end generosity checklist you can use today

If you’re ready to end the year feeling aligned, not drained — this one’s for you

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney
Learn more about your ad choices. Visit megaphone.fm/adchoices

Give More, Stress Less: Your Guide to Intentional Year-End Generosity

The penny has officially been laid to rest — and while most of us won’t shed a tear, its retirement marks a surprisingly big moment in how America handles money. 

In this quick update, I’m walking you through what happened to the penny, why the U.S. finally pulled the plug, and what this tiny change means for your wallet and the future of cash.

You’ll hear: 

 Why the U.S. Mint stopped making pennies and how much money it saves

 How other countries (like Canada) ditched their low-value coins decades ago 

 What rounding rules mean for your everyday purchases 

 Why this signals a major shift toward a digital-first financial system 

 What to do if you still have jars of pennies hiding in your house

A little funeral, a little financial education, and a lot of clarity about where money is heading next.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney
Learn more about your ad choices. Visit megaphone.fm/adchoices

RIP to the Penny: The Real Reason It’s Gone and the Future of Money

While everyone else is waiting for January to set resolutions they won’t keep, savvy money managers know the real financial new year starts in September. 

In this final episode of the Back-to-School, Back-to-Budget series, Shari Rash shows you why fall is the perfect time to reset your money goals—and how to make them stick through the holiday season and beyond.

You’ll learn:

 Why September has natural momentum that January can’t match 

 How to harness “fresh start” energy to set one powerful financial goal

 The exact framework for choosing, sizing, and sticking to that goal 

 How to avoid the 3 most common mistakes people make when setting money goals 

 Why finishing the year strong can completely transform your financial confidence

Forget failed resolutions. September gives you the time, structure, and energy to create real change. Whether your goal is saving, paying off debt, or finally building that emergency fund, this episode will help you focus, follow through, and step into the new year already ahead.

If this series helped you, now’s the perfect time to binge all four episodes: 

Part 1: resetting your money routine

Part 2: checking your money basics

Part 3: building a smart seasonal spending plan, and 

Part 4: finishing the year strong with a financial goal that actually sticks.

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Thank you to our sponsors! 

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Learn more about your ad choices. Visit megaphone.fm/adchoices

September Is the New January: How to Set a Money Goal and Actually Crush It by Year-End. Back to School, Back to Budget Series (Part 4 of 4)

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